Fee Disclosure
Effective August 1, 2005; Fees subject to change.
Deposit Account Fees
| Returned Deposit Items |
$10.00 |
| Returned Deposit Items Drawn on Self |
$25.00 |
| Inactive Account Fee |
$25.00 @ quarter |
Share Draft Fees
Below Minimum Balance Fees1
| Basic Checking ($100 minimum balance) |
$5.00/Month1 |
| Plus Checking ($500 minimum balance) |
$8.00/Month1 |
| Premier Checking ($2,500 minimum balance) |
$12.00/Month1 |
| Premier Money Market ($10,000 minimum balance) |
$6.00/Month |
| Non-Sufficient Funds (NSF) or Courtesy Pay2 Item: Checks, ACH (electronic debit), Regulation D3 Overdrawn Account, Check Card, or Online Bill Pay |
$30.00 |
| Photocopy of Paid Check |
$5.00 |
| Stop Payment on Share Draft Check / ACH Item |
$20.00 |
| Checkbook Printing Fees |
vary upon quantity & style ordered |
| Certified Draft |
$5.00 |
ATM/Visa Check Card Fees
ATM Transaction Fee (ATMs not owned by NIHFCU, Johns Hopkins FCU, Mid-Atlantic FCU or Family Service Centers)
| Savings Account & Basic Checking |
$1.50 |
| Plus Checking |
5 free per month; $1.50 per transaction thereafter |
| Premier Checking |
10 free per month; $1.50 per transaction thereafter |
| Point of Sale Purchase |
None |
Share Account Fees
| Closure of Account within 6 months |
$5.00 |
Credit Card Fees
Credit Card Annual Fees
| Visa Platinum Preferred Rewards |
none |
| Visa Platinum Rewards |
none |
| Visa Gold Rewards |
none |
| Visa Classic Rewards |
none |
| Student Visa Rewards |
none |
| Visa Secured Rewards |
$15.00 |
| Card Replacement |
$5.00 |
Other Credit Card Fees
| Late Fee |
5% of past due amount or $20.00, whichever is greater |
| Cash Advance Fee |
2% of advance amount |
| Over the Limit Fee |
$10.00 |
Additional Services
| Money Orders |
$2.00 |
| Travelers Checks/regular |
none |
| Travelers Checks/for two |
1.5% of sale |
| Cashiers Checks |
1 free per day/$5.00 |
| Photocopy of Cashiers Check |
$5.00 |
| Stop Payment on Cashiers Check |
$20.00 |
| Special Collections (Foreign Item) |
cost + $5.00 |
| Security Interest Termination Statement |
$10.00 |
| Attachment or Levy on Account |
$50.00 |
| Outgoing Domestic Wires |
$15.00 |
| Outgoing Foreign Wires |
$30.00 |
| Incoming Wires |
$10.00 |
| Account Research Fee |
$15.00 hr./$15.00 min. |
| Statement Copy |
$2.00/page |
| Account Histories |
$1.00/page |
| Metro Flash Pass |
$0.25 |
| Notary Service (1st free) |
$1.00/page |
| Late Payment on Consumer Loan |
5% of past due amount or $20.00 whichever is greater |
Online Bill Pay Service
| Basic Checking |
none |
| Plus Checking |
none |
| Premier Checking |
none |
Safe Deposit Box Annual Fees
(Clinical Center and Rockville Metro Plaza Branches Only)
| 2×5” Box |
$40.00 @ year |
| 3×5” Box |
$45.00 @ year |
| 5×5” Box |
$60.00 @ year |
| 3×10” Box |
$70.00 @ year |
| 5×10” Box |
$90.00 @ year |
| 10×10” Box |
$150.00 @ year |
| Drilling Fee |
$125.00 |
| New Key |
$5.00 |