Date: Saturday, March 20, 2010 Time: 10 a.m. to 12 noon Place: Rockville Regional Library, 21 Maryland Ave., Rockville, MD 20850 (at the Rockville Town Center) Topics include: * How to Prepare for Purchasing a Home * Qualifying for a Mortgage – What to Expect * Helpful Hints to Reduce Finance Charges over the Term of the Mortgage Loan "Click here":mailto:mcruz@nihfcu.org to RSVP or call 301-296-3400. Space is limited. All attendees 18 or older will be entered to win prizes including an Amazon Kindle (must be present to win.) <p>Date: Saturday, March 20, 2010</p> <p>Time: 10 a.m. to 12 noon</p> <p>Place: Rockville Regional Library, 21 Maryland Ave., Rockville, MD 20850 (at the Rockville Town Center)</p> <p>Topics include:</p> <ul> <li> How to Prepare for Purchasing a Home </li> <li> Qualifying for a Mortgage – What to Expect </li> <li> Helpful Hints to Reduce Finance Charges over the Term of the Mortgage Loan</li> </ul> <p><a href="mailto:mcruz@nihfcu.org">Click here</a> to RSVP or call 301-296-3400. Space is limited.</p> <p>All attendees 18 or older will be entered to win prizes including an Amazon Kindle (must be present to win.)</p> 0 2010-03-03T12:18:44-06:00 A free seminar open to the public! <p>A free seminar open to the public!</p> 2010-03-21T00:00:00-05:00 177 0 2010-03-03T12:17:00-06:00 1 2010-03-03T13:09:33-06:00

For many, it’s been a long, tough winter and whether Mother Nature has left you with some unexpected weather-related expenses or not, NIHFCU is here to help! We are pleased to offer NIHFCU members our Golden Shovel <i>Express</i> Signature Loan for a limited time only. With great rates and an easy application process, we can quickly provide you the funding you may need to start thinking of spring again! * Rates starting <b>as low as 7.99% APR*</b> [1] * Variety of term lengths available * Loan amounts from <b>$1,000-$20,000</b> * Express <b>approval within hours</b> h2. <b>Applying is quick and easy…</b> h4. <b>To apply online</b> * Simply "<b>log on to your CU@Home account</b>":http://nihfcu.org and click “Consumer Loans” to access the online application. * Or, if you do not use CU@Home but would still like to apply online, "<b>click here</b>":https://loans.nihfcu.org/emember/webloan-solo/WebLoan24 and then once at the menu of loans applications, select "Personal Loan." h4. <b>To apply off-line</b> * Simply "<b>click here</b>":http://www.nihfcu.org/filestore/section/1/Express_application.pdf to complete an application. * Submit by <b>faxing</b> to 301-296-3378 Attn: Consumer Lending, <b>mailing</b> to NIHFCU, Attn: Consumer Lending, P.O. Box 6475, Rockville, MD 20849-6475 or dropping off at any branch. h4. <b>To apply in-person</b> * Visit any "NIHFCU branch location.":http://www.nihfcu.org/home/locations bq. Need help with the application? Please contact NIHFCU's "Telephone Service Center.":http://www.nihfcu.org/home/about/contact/phone _______________________________________ fn1. <i> APR=Annual Percentage Rate. Subject to change without notice. Standard underwriting guidelines apply. Rate shown includes .25% discount for direct deposit of paycheck or other recurring monthly income. Restrictions apply. </i> <p>For many, it’s been a long, tough winter and whether Mother Nature has left you with some unexpected weather-related expenses or not, NIHFCU is here to help!</p> <p>We are pleased to offer NIHFCU members our Golden Shovel <i>Express</i> Signature Loan for a limited time only. With great rates and an easy application process, we can quickly provide you the funding you may need to start thinking of spring again!</p> <ul> <li> Rates starting <b>as low as 7.99% APR*</b> ^{<a href="#fn1">1</a>}</li> </ul> <ul> <li> Variety of term lengths available</li> </ul> <ul> <li> Loan amounts from <b>$1,000-$20,000</b></li> </ul> <ul> <li> Express <b>approval within hours</b></li> </ul> <h2><b>Applying is quick and easy…</b></h2> <h4><b>To apply online</b></h4> <ul> <li>Simply <a href="http://nihfcu.org"><b>log on to your CU@Home account</b></a> and click “Consumer Loans” to access the online application.</li> </ul> <ul> <li>Or, if you do not use CU@Home but would still like to apply online, <a href="https://loans.nihfcu.org/emember/webloan-solo/WebLoan24"><b>click here</b></a> and then once at the menu of loans applications, select &#8220;Personal Loan.&#8221;</li> </ul> <h4><b>To apply off-line</b></h4> <ul> <li>Simply <a href="http://www.nihfcu.org/filestore/section/1/Express_application.pdf"><b>click here</b></a> to complete an application.</li> </ul> <ul> <li>Submit by <b>faxing</b> to 301-296-3378 Attn: Consumer Lending, <b>mailing</b> to NIHFCU, Attn: Consumer Lending, P.O. Box 6475, Rockville, MD 20849-6475 or dropping off at any branch.</li> </ul> <h4><b>To apply in-person</b></h4> <ul> <li>Visit any <a href="http://www.nihfcu.org/home/locations">NIHFCU branch location.</a></li> </ul> <blockquote> <p>Need help with the application? Please contact NIHFCU&#8217;s <a href="http://www.nihfcu.org/home/about/contact/phone">Telephone Service Center.</a></p> </blockquote> <hr /> <p class="footnote" id="fn1">¹ <i> APR=Annual Percentage Rate. Subject to change without notice. Standard underwriting guidelines apply. Rate shown includes .25% discount for direct deposit of paycheck or other recurring monthly income. Restrictions apply. </i></p> 0 2010-02-18T09:50:22-06:00 * Winter relief with rates starting as low as 7.99% APR * Easy application with quick approval <ul> <li>Winter relief with rates starting as low as 7.99% APR</li> <li>Easy application with quick approval</li> </ul> 2010-04-30T00:00:00-05:00 175 1 2010-02-18T09:47:00-06:00 1 2010-03-03T12:20:28-06:00

With nearly 70 years experience as a trusted lending partner, NIHFCU is your source for a mortgage that will put you into a house, not into trouble. NIHFCU’s mortgage program features: <b>• Fixed and adjustable first mortgages • Home equity loans and lines of credit • Low rates and fees • Convenient terms</b> To find out more, "click here":http://www.nihfcu.org/home/loans/mortgages or you can contact our mortgage experts at 301-718-0208, option 5 or "click here":mailto:mortgage@nihfcu.org to e-mail them. bq. BE SURE TO ATTEND OUR FREE SEMINAR, <b>MORTGAGES: TIME TO BUY OR REFINANCE</b> ON MARCH 20. "CLICK HERE":http://www.nihfcu.org/home/tools/seminars FOR MORE DETAILS AND TO RSVP. <p>With nearly 70 years experience as a trusted lending partner, NIHFCU is your source for a mortgage that will put you into a house, not into trouble.</p> <p>NIHFCU’s mortgage program features:</p> <p><b>• Fixed and adjustable first mortgages</p> <p>• Home equity loans and lines of credit</p> <p>• Low rates and fees</p> <p>• Convenient terms</b></p> <p>To find out more, <a href="http://www.nihfcu.org/home/loans/mortgages">click here</a> or you can contact our mortgage experts at 301-718-0208, option 5 or <a href="mailto:mortgage@nihfcu.org">click here</a> to e-mail them.</p> <blockquote> <p>BE SURE TO ATTEND OUR FREE SEMINAR, <b>MORTGAGES: TIME TO BUY OR REFINANCE</b> ON MARCH 20. <a href="http://www.nihfcu.org/home/tools/seminars">CLICK HERE</a> FOR MORE DETAILS AND TO RSVP.</p> </blockquote> 0 2009-09-16T09:43:50-05:00 * Low rates and fees * No closing cost and extended rate lock options! <ul> <li>Low rates and fees</li> <li>No closing cost and extended rate lock options!</li> </ul> 2010-03-31T00:00:00-05:00 153 2 2010-02-01T09:41:00-06:00 1 2010-03-03T12:20:28-06:00

Filing taxes is rarely fun. However, NIHFCU is making it faster, easier and worry-free. With <b>TurboTax® Online (TTO)</b>, your filings are secure and accurate calculations are 100% guaranteed. * Federal and State Simple Retuns are free * Receive 15% discount on Deluxe and Premier Turbo Tax products * If you are receiving a refund, TTO allows you to receive it in the fastest way possible <b>Online banking Members "click here</b>":https://www.nihfcu.org/home/tools/banking to access Turbo Tax Online through CU@Home with many datapoints pre-populated for you. <b>All others "click here</b>":http://affiliates.cutspm.com/?cuid=nihfed&pid=3&ptype=tto to get started with Turbo Tax Online. <p>Filing taxes is rarely fun. However, NIHFCU is making it faster, easier and worry-free. With <b>TurboTax® Online (TTO)</b>, your filings are secure and accurate calculations are 100% guaranteed.</p> <ul> <li>Federal and State Simple Retuns are free</li> <li>Receive 15% discount on Deluxe and Premier Turbo Tax products</li> <li>If you are receiving a refund, TTO allows you to receive it in the fastest way possible</li> </ul> <p><b>Online banking Members <a href="https://www.nihfcu.org/home/tools/banking">click here</b></a> to access Turbo Tax Online through CU@Home with many datapoints pre-populated for you.</p> <p><b>All others <a href="http://affiliates.cutspm.com/?cuid=nihfed&#38;pid=3&#38;ptype=tto">click here</b></a> to get started with Turbo Tax Online.</p> 0 2009-12-15T10:32:28-06:00 Accurate calculations are 100% guaranteed! <p>Accurate calculations are 100% guaranteed!</p> 2010-04-15T00:00:00-05:00 168 4 2009-12-24T10:28:00-06:00 1 2010-03-03T12:20:28-06:00

<b>Let MEMBERS Financial Services help you make the healthy choices today to plan for a financially fit tomorrow.</b> Your <b>complimentary, no-obligation</b> consultation will provide a customized analysis of your current retirement plan, providing you with a variety of scenarios, predictions and healthy options to keep you on track to meet your retirement goals. Call (301) 296-3426, e-mail "hmadsen@nihfcu.org":mailto:hmadsen@nihfcu.org, or stop by any NIHFCU branch location to schedule your complimentary Retirement Plan Check-Up with an Advisor today. For additional information on the products and services available to NIHFCU members through MEMBERS Financial Services, "please click here.":http://www.nihfcu.org/home/investments/brokerage ______________________________________ fn. Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA and SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution. <p><b>Let MEMBERS Financial Services help you make the healthy choices today to plan for a financially fit tomorrow.</b></p> <p>Your <b>complimentary, no-obligation</b> consultation will provide a customized analysis of your current retirement plan, providing you with a variety of scenarios, predictions and healthy options to keep you on track to meet your retirement goals.</p> <p>Call (301) 296-3426, e-mail <a href="mailto:hmadsen@nihfcu.org">hmadsen@nihfcu.org</a>, or stop by any NIHFCU branch location to schedule your complimentary Retirement Plan Check-Up with an Advisor today.</p> <p>For additional information on the products and services available to NIHFCU members through MEMBERS Financial Services, <a href="http://www.nihfcu.org/home/investments/brokerage">please click here.</a></p> <hr /> <p class="footnote" id="fn"> Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA and SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.</p> 0 2009-10-16T11:35:25-05:00 Make sure your financial future is a healthy one. <p>Make sure your financial future is a healthy one.</p> 2010-03-31T00:00:00-05:00 157 3 2009-10-16T11:31:00-05:00 1 2010-03-03T12:20:28-06:00

If you're an online banking member, you are likely familiar with a security feature called Enhanced Login Security (ELS). ELS is a free and easy way to help protect your accounts from unauthorized online access. It identifies you as the true "owner" of your accounts by recognizing not only your password, but your computer as well. <B>While ELS has been an optional service for NIHFCU online banking members, it will become a mandatory feature on January 1, 2007.</B> If you utilize online banking at another institution, you should encounter the same compulsory requirement. If not, we urge you to inquire about it as you will be taking on more than ordinary risk with your account relationships. NIHFCU fully realizes that some members may consider ELS an unnecessary requirement to access their accounts online. However, with the rapid growth of identity theft and the increased sophistication of fraudsters who perpetrate such crimes, ELS is an easy, important step that NIHFCU and you can take together for an even safer online banking experience. You can learn more about ELS in our "Frequently Asked Questions":http://www.nihfcu.org/home/tools/banking/ELS. To sign up, follow these "step-by-step instructions":/filestore/article/12/EnhancedLoginSecurity.pdf. h3. How does ELS work? When you access your online account from a public computer or one that is not recognized as belonging to you, ELS will request that you verify your identity before access is granted. You will be asked to respond to three previoulsy self-selected challenge questions. Upon responding correctly, you will gain immediately access to your accounts. If you are not an "online banking":/home/tools/banking member, now is the perfect time to check it out. With ELS, online banking has never been more secure and you’ll enjoy peace of mind knowing your online accounts will be protected from unauthorized computer access whether you are at home or on the go. <p>If you&#8217;re an online banking member, you are likely familiar with a security feature called Enhanced Login Security (ELS). ELS is a free and easy way to help protect your accounts from unauthorized online access. It identifies you as the true &#8220;owner&#8221; of your accounts by recognizing not only your password, but your computer as well.</p> <B>While ELS has been an optional service for NIHFCU online banking members, it will become a mandatory feature on January 1, 2007.</B> If you utilize online banking at another institution, you should encounter the same compulsory requirement. If not, we urge you to inquire about it as you will be taking on more than ordinary risk with your account relationships. NIHFCU fully realizes that some members may consider ELS an unnecessary requirement to access their accounts online. However, with the rapid growth of identity theft and the increased sophistication of fraudsters who perpetrate such crimes, ELS is an easy, important step that NIHFCU and you can take together for an even safer online banking experience. <p>You can learn more about ELS in our <a href="http://www.nihfcu.org/home/tools/banking/ELS">Frequently Asked Questions</a>. To sign up, follow these <a href="/filestore/article/12/EnhancedLoginSecurity.pdf">step-by-step instructions</a>.</p> <h3>How does ELS work?</h3> <p>When you access your online account from a public computer or one that is not recognized as belonging to you, ELS will request that you verify your identity before access is granted. You will be asked to respond to three previoulsy self-selected challenge questions. Upon responding correctly, you will gain immediately access to your accounts.</p> <p>If you are not an <a href="/home/tools/banking">online banking</a> member, now is the perfect time to check it out. With ELS, online banking has never been more secure and you’ll enjoy peace of mind knowing your online accounts will be protected from unauthorized computer access whether you are at home or on the go.</p> 0 2006-12-14T09:42:55-06:00 Enjoy greater peace of mind with Enhanced Login Security. <p>Enjoy greater peace of mind with Enhanced Login Security.</p> 12 3 2006-12-14T09:40:00-06:00 0 2008-01-22T13:33:12-06:00

NIHFCU is pleased to announce its support of the CityDance Ensemble and a new member benefit. CityDance Ensemble is the exclusive resident dance partner at the beautiful new Music Center at Strathmore. In addition to performing in the Concert Hall, CityDance has also opened the CityDance Center at Strathmore, an education center offering dancers, athletes and movers of all ages with the highest quality dance, health and movement education opportunities in the area. As a Founding Trustee, all NIHFCU members are eligible for a special 10% discount on all dance classes and performances. Don’t miss out because classes are forming now! To sign up for any class, please call Asanga Domask at 301-581-5204. Let her know that you are an NIHFCU member to receive your discount. For more information on CityDance Ensemble, visit "www.citydance.net":http://www.citydance.net. <p><span class="caps">NIHFCU</span> is pleased to announce its support of the CityDance Ensemble and a new member benefit.</p> <p>CityDance Ensemble is the exclusive resident dance partner at the beautiful new Music Center at Strathmore. In addition to performing in the Concert Hall, CityDance has also opened the CityDance Center at Strathmore, an education center offering dancers, athletes and movers of all ages with the highest quality dance, health and movement education opportunities in the area. As a Founding Trustee, all <span class="caps">NIHFCU</span> members are eligible for a special 10% discount on all dance classes and performances.</p> <p>Don’t miss out because classes are forming now! To sign up for any class, please call Asanga Domask at 301-581-5204. Let her know that you are an <span class="caps">NIHFCU</span> member to receive your discount. For more information on CityDance Ensemble, visit <a href="http://www.citydance.net">www.citydance.net</a>.</p> 0 2006-10-15T17:00:26-05:00 NIHFCU is pleased to announce its support of the CityDance Ensemble and a new member benefit. <p><span class="caps">NIHFCU</span> is pleased to announce its support of the CityDance Ensemble and a new member benefit.</p> 5 2006-06-01T12:00:00-05:00 0 2006-10-23T23:23:04-05:00