Savings & Checking
Grow, grow, grow!
NIHFCU offers a wide range of individual and business account options to meet the diverse needs our membership.
- Regular Savings (Share) Accounts
- Money Market Accounts
- Certificates
- Checking (Share Draft) Accounts
- Individual Retirement Accounts
- Youth Accounts
- Holiday/You Name It Saving Accounts
- NEW Business Banking
NIHFCU shares and certificates are federally insured to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. (click here for additional details) Shares and certificates are insured up to an additional $250,000 by Excess Share Insurance, a private company. IRAs are insured separately up to an additional $250,000.
Once you’ve established your membership with the required $25 deposit into a regular share account, you’ll have access to all of our exciting deposit account options.
To open an account, you need to be an NIHFCU member- but that’s easy! Take a look at our membership requirements, and if you qualify to join, fill out an application here, or stop by any NIHFCU branch location.








