Savings & Checking
Compare Checking Options
Checking
With four great checking options – all loaded with FREE benefits – NIHFCU has an account with the value and convenience you deserve.
Introducing the new Money Manager and Money Manager Plus Checking with Free Worldwide ATM use
- With no minimum checking balance requirements and other great benefits, these accounts are perfect for those who are busy and “on the go.” And, thanks to NIHFCU’s Money Manager and Money Manager Plus Checking rebate program, you can use any ATM in the WORLD for FREE.
More great options
- Should your lifestyle require something else, we also offer our Student Money Manager account – with features designed for on-the-go young adults. Or, to cover the essentials, you can choose our Basic Checking. Both, of course, still come with an array of FREE features.
Which account is right for you?
For additional details on each option, click on the account title below.
| Money Manager Plus Checking | Money Manager Checking | Student Money Manager Checking 1 | Basic Checking | |
|---|---|---|---|---|
| Free Visa® Check Card | ||||
| Free Online Banking | ||||
| Free FinanceWorks | ||||
| Free Mobile Banking | ||||
| Free use of any ATM in the world | ||||
| Dividends | ||||
| Free Checks | ||||
| Free incoming domestic wires | ||||
| Free incoming international wires | ||||
| Free money orders | ||||
| Overdraft Protection options | ||||
| Monthly Service Fee |
Choose OneFree with $25,000 in combined savings balances
- OR -
Free with Direct Deposit2 and $10,000 combined savings balances3
- OR -
$20 Monthly |
Choose One
Free with Direct Deposit2
- OR -
$17 Monthly |
Not applicable |
Choose OneFree with $100 in checking balance
- OR -
$5,000 in deposits + loans
- OR -
$5 4 |
| Money Saving Member Privileges |
Receive an additional .25% on the APY of your Certificate with direct deposit of $1,000 or more into a qualified account. Receive a .25% discount on your auto loan or other consumer loan with a direct deposit of your net payroll or other regular income 5. |
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To switch your Checking Account from another financial institution, click here for our step by step Switch Kit.
To apply, click here, visit any NIHFCU branch or call our Member Contact and Support Center
For ATM Rebate Form, click here
For information and an application on our CheckLink Visa Check Card, click here
Checking account programs and terms are subject to change at any time.
1 Formerly Freedom Checking
2 Direct deposit of full net pay or other regular monthly income (e.g., Social Security) required.
3 Combined saving balance includes all share, checking, money market and/or certificate account.
4 Fee on Basic assessed monthly. Balances evaluated on a daily basis.
5 Direct Deposit rate discount does not apply to mortgages, home equity or share secured loans. Discount will terminate if direct deposit is discontinued for any reason.
