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Savings & Checking

Compare Checking Options

Checking

With four great checking options – all loaded with FREE benefits – NIHFCU has an account with the value and convenience you deserve.

Introducing the new Money Manager and Money Manager Plus Checking with Free Worldwide ATM use
  • With no minimum checking balance requirements and other great benefits, these accounts are perfect for those who are busy and “on the go.” And, thanks to NIHFCU’s Money Manager and Money Manager Plus Checking rebate program, you can use any ATM in the WORLD for FREE.
More great options
  • Should your lifestyle require something else, we also offer our Student Money Manager account – with features designed for on-the-go young adults. Or, to cover the essentials, you can choose our Basic Checking. Both, of course, still come with an array of FREE features.

Which account is right for you?

For additional details on each option, click on the account title below.

  Money Manager Plus Checking Money Manager Checking Student Money Manager Checking 1 Basic Checking
Free Visa® Check Card
 
 
 
 
Free Online Banking
 
 
 
 
Free FinanceWorks
 
 
 
 
Free Mobile Banking
 
 
 
 
Free use of any ATM in the world
 
unlimited
 
$25 rebate/mo
   
Dividends      
 
Free Checks
 
 
 
 
Free incoming domestic wires
 
 
 
 
Free incoming international wires
 
 
   
Free money orders
 
     
Overdraft Protection options
 
 
 
 
Monthly Service Fee

Choose One

Free with $25,000 in combined savings balances - OR - Free with Direct Deposit2 and $10,000 combined savings balances3 - OR - $20 Monthly
Service Fee

Choose One

Free with Direct Deposit2 - OR - $17 Monthly
Service Fee

Not applicable

Choose One

Free with $100 in checking balance - OR - $5,000 in deposits + loans - OR - $5 4
Service Fee

Money Saving Member Privileges

Receive an additional .25% on the APY of your Certificate with direct deposit of $1,000 or more into a qualified account.

Receive a .25% discount on your auto loan or other consumer loan with a direct deposit of your net payroll or other regular income 5.

To switch your Checking Account from another financial institution, click here for our step by step Switch Kit.

To apply, click here, visit any NIHFCU branch or call our Member Contact and Support Center

For ATM Rebate Form, click here

For information and an application on our CheckLink Visa Check Card, click here

Checking account programs and terms are subject to change at any time.

1 Formerly Freedom Checking

2 Direct deposit of full net pay or other regular monthly income (e.g., Social Security) required.

3 Combined saving balance includes all share, checking, money market and/or certificate account.

4 Fee on Basic assessed monthly. Balances evaluated on a daily basis.

5 Direct Deposit rate discount does not apply to mortgages, home equity or share secured loans. Discount will terminate if direct deposit is discontinued for any reason.

CU@Home Enrollment

Enrolling in CU@Home is easy - Here's how:

If you do not have an Access 24 Personal Access Code or need assistance please call 301-718-0208, 800-877-6440 or 301-881-5822 (Hearing Impaired).

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