Share Draft (Checking) Comparison Chart

¹ Paid on average daily balances of $1,000+. Rate is subject to change on a monthly basis without notice.

² Free bill pay account will be closed if it remains inactive for 60 consecutive days. Member must re-register to re-activate account.

³ Up to 6 times per month from available share savings account. CheckMate Line of Credit also available.

⁴ Applies to any NIHFCU ATM, Johns Hopkins Federal Credit Union ATM, Mid-Atlantic Federal Credit Union ATM, or Family Service Center ATM.

⁵ Applies to transactions and balance inquiries made at ATMs not owned or serviced by NIHFCU, Johns Hopkins Federal Credit Union, Mid-Atlantic Federal Credit Union and/or Family Service Centers. The ATM owner may impose a fee, which will be the responsibility of the member.

⁶ Travelers checks are also available at no charge at the Premier level. Nominal fee for travelers checks/for two applies at Plus and Basic levels.

⁷ NIHFCU will cover the cost of standard duplicate checks plus postage, in the quantity indicated for each account type, per calendar year. If member opts for a different design, member is responsible for the cost difference between the chosen design and the standard check design.

⁸ The sum of all deposits and loan accounts, excluding 1st mortgage loans.

⁹ Assessed when member has 1) less than required minimum balance in checking account, or 2) has less than the required total balance in an aggregate calculation of all deposit and loan accounts, excluding 1st mortgages. The assessed fee is deducted from the member’s checking account. Balances evaluated on a daily basis.