Savings & Checking
Deposit Insurance
This page provides addtional information concerning the safety and soundness of your NIHFCU accounts.
At NIHFCU, your shares and certificates are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a United States government agency. IRAs are insured separately up to $250,000. Shares and certificates are insured up to an additional $250,000 by Excess Share Insurance, a private company. IRAs are insured separately up to an additional $250,000.
Resources
- How Your Accounts Are Federally Insured – Created by NCUA. An overview that educates the consumer on how accounts are insured by the federal government.
- Your Insured Funds – Created by NCUA. A more detailed look at how accounts are insured by the federal government.
- NCUA Call Center to get additional answers about NCUA share insurance. Members can call toll free (800) 755-1030, ext. 1; 8 a.m. – 6:30 p.m. Eastern time, Monday through Friday.
