Savings & Checking
Share (Savings) Accounts
Regular Share Account
- A dividend-earning account that establishes NIHFCU membership.
- Make this initial $25 minimum deposit and, as long as you maintain this balance, you’re a member of NIHFCU for life and can enjoy all the benefits of membership.
Premium Share Account
- Open this account and earn a higher rate of return for balances of $5,000 or more.
- Compared to similar accounts at most other area institutions, this account (at the $5,000 minimum) is likely to earn up to 8X more than you’ll find elsewhere.
- Fill out an application, visit any branch location or call our Member Contact and Support Center to get started.
NIHFCU shares and certificates are federally insured to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. (click here for additional details) Shares and certificates are insured up to an additional $250,000 by Excess Share Insurance, a private company. IRAs are insured separately up to an additional $250,000.








