Investments & Insurance
Accidental Death & Dismemberment Insurance
NIHFCU provides all members with the opportunity to obtain 100% FREE Accidental Death and Dismemberment (AD&D) Insurance Coverage.
- In the event an insured person loses his/her life, limb, sight, speech or hearing due to a covered accident, AD&D will help provide you with some financial relief.
- Once your application is received and your account is activated, your FREE coverage will be:
| Member Age | FREE AD&D Coverage Amount |
|---|---|
| 18 – 69 | $1,000 |
| 70 or older | $500 |
We’ve made arrangements to offer this coverage at no cost to you for one simple reason: We want you to know that we value your business and the opportunity to help you reach your financial goals.
- In addition to the credit union-paid coverage, you can also elect to get up to $300,000 of additional AD&D coverage for a very nominal cost.
| Type of Coverage | Cost per additional $10,000 in protection |
|---|---|
| Single Coverage | $1 per month (or $3 per quarter) |
| Family Coverage | $1.50 per month (or $4.50 per quarter) |
- This additional coverage includes a common carrier benefit, educational assistance and an anti-inflation benefit. This coverage could be important financial help to you or your loved ones when they need it most. And it can be yours – with no medical exam or questions. We encourage you to accept your FREE NIHFCU-paid coverage along with up to $300,000 additional coverage.
For more information or to apply, please call 1-800-860-7182 (7:00 a.m. – 8:00 p.m. CST weekdays, 8:30 a.m. – 5:00 p.m. CST weekends).
