Investments & Insurance
Deposit Insurance
At NIHFCU, your shares and certificates are federally insured to at least $100,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. Shares and certificates are insured up to an additional $250,000 by Excess Share Insurance, a private company. IRAs are insured separately up to an additional $250,000.
- This page provides addtional information concerning the safety and soundness of your NIHFCU acounts.
How Your Accounts are Federally Insured – published by the National Creidt Union Association (NCUA)
Your Insured Funds – published by the NCUA
Share Insurance Estimator – created by the NCUA with links to other related information
In addition, the NCUA has created a call center members can use to get additional answers to questions about their NCUA sahre insurance.
- The NCUA Insurance Call Center, at (800) 755-1030, ext. 1, operates from 8 a.m.-6:30 p.m. Eastern time, Monday through Friday.













