Investments & Insurance
Hospital Accident Protection Insurance
NIHFCU offers its members Hospital Accident Protection Insurance which offers cash benefits in the event of hospitalization due to an accident.
- Acceptance is guaranteed, and no medical exams or physician statements are required.
- This affordable supplement pays in addition to other insurance coverage and is offered through two plans to fit any budget. For your convenience, family plan options are available as well.
The Hospital Accident Protection pays cash directly to the insured member. The plan includes benefits for Emergency Room visits and hospital stays. Coverage requires only the completion of a short enrollment form, and all NIHFCU members 18 years or older are eligible to enroll.
To help protect our members, NIHFCU has made arrangements for the first 60 days of coverage to be FREE to you.
After your 60 days of FREE credit union-paid coverage, you can elect the following coverage plans:
| Plan Option | Coverage | Family Cost per Month | Single Cost per Month |
|---|---|---|---|
| BEST plan | $400/day intensive care $200/day hospital stay Up to $100 for emergency room expenses | $17.55 | $10.25 |
| ECONOMY plan | $200/day intensive care $100/day hospital stay Up to $100 for emergency room expenses | $10.95 | $6.30 |
For more information or to apply, please call 1-800-860-7098 (7:00 a.m. – 8:00 p.m. CST weekdays, 8:30 a.m. – 5:00 p.m. CST weekends).
