Loans
NEW - Business Loans
NIHFCU makes secured and unsecured business loans to meet your long- and short-term business borrowing needs. We take great pride in making quick decisions and providing prompt, professional service. NIHFCU is also proud to be recognized as an approved SBA lender.
To get started on your loan request, we need an overview of the loan type (see below) you need and some financial information about you and any co-borrowers.
To discuss your financing questions, please call our Business Loan Department toll-free at 1-877-398-4892 or send us an mail. You can also print and complete the Business Loan Application and the Personal Financial Statement and fax to 301-296-3430.
Menu of Business Loans
Business Line of Credit
- Competitive low, fixed and variable rate
- Working capital credit lines up to $100,000
- Streamlined application/approval process
Business Term Loans
- For medical offices, labs, leasehold improvements and vehicles
- Ideal for equipment, furniture and/or inventory financing
- Competitive rates and terms
Business Real Estate Secured Loans
- Rental property
- Office space
SBA Loans
- SBA allows us to offer financing for business start-ups and expansions
Business Visa Card
- Individual business expense tracking
- Credit lines of $25,000 or more upon approval
- No annual fee
- Travel accident insurance








