Loans & Credit Cards
Insurances & Warranties
Guaranteed Asset Protection (GAP) Insurance
If your car is stolen or damaged beyond repair, you could owe a lot more on your loan than your insurance may pay. GAP Insurance is designed to help payi the difference between the amount your insurer will pay and the amount you still owe on your vehicle.
For a few dollars a month, you could protect against an unforeseen large expense. You can sign up for GAP coverage when you apply for your loan – the amount can be added to your monthly loan payment.
Mechanical Breakdown Insurance
Why pay for expensive vehicle repairs when you can take advantage of Mechanical Breakdown Insurance (MBI)? This vehicle warranty is convenient and affordable and can be added to your auto loan, possibly without increasing your payment. No matter where you finance your vehicle, as long as it’s less than nine years old and has no more than 100,000 miles currently on the odometer, you can get MBI coverage from NIHFCU.
Our warranty program is hundreds of dollars less than programs offered by most auto manufacturers and is accepted at any licensed repair facility. The program is available to NIHFCU members through InterContinental Warranty Services, Inc. For details and pricing, please contact our Consumer Loan Department, stop by any NIHFCU branch or visit InterContinental’s website.
Auto Insurance Program
Are you aware that you are now eligible to receive up to a 10%* discount on auto and homeowners insurance just because you are an NIHFCU member? Through our partnership with the MEMBERS Auto and Homeowners Insurance Program 1, you can receive top-quality coverage through Liberty Mutual, “MEMBERS™ Auto Insurance can help you meet whatever might be coming down the road with greater peace of mind. Get a free auto quote, review your policy online, and make sure you’re safe on the road with coverage through MEMBERS™ Auto Insurance.”
1 Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union. ENI Insurance Services offer a special free program designed to find members the best auto insurance rates available. The program continually evaluates the insurance industry in order to find those companies most willing to offer the best terms to credit union members. This program typically saves most families between $200 – $500 (or more) per year.
