Loans & Credit Cards

Exclusive Members-Only Vehicle Buying Services

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36 month auto loans at 3.49% or 3.99% APR. Qualify and you WILL get one of these awesome rates!

NIHFCU is proud to partner with the following auto buying services to help you find the perfect vehicle at the perfect price!

ABCD Buyers Club

A long-time free favorite of NIHFCU members, ABCD Buyers Club provides all kinds of information including how to shop wisely, pricing on new, used cars and trade-in vehicles, how to find a reputable dealership, how to negotiate a fair deal, and miscellaneous “do’s & don’ts” when buying your next vehicle. Call (301) 261-2227 or visit their website. Stay tuned to NIHFCU for more information on special members-only sales with low, pre-negotiated pricing.

Enterprise Car Sales

Enterprise Car Sales offers a haggle-free way to buy a late model, certified used car. Take a look at the advantages:

  • Fair, competitive pricing
  • Rigorous inspections
  • Trade-ins welcome
  • 7-day/1,000-mile repurchase policy
  • 12-month/12,000-mile limited warranty
  • Extended service agreements available up to 84 months/100,000 miles.

For the location nearest you, call 1-800-CAR-SALES.

Stay tuned to NIHFCU for more information on exclusive members-only sales and specials.

United Buying Service (UBS)

If you prefer a “no haggle, no hassle” approach to buying a car or truck, then this service is for you. UBS offers most domestic and many foreign vehicles at pre-negotiated prices.

UBS publishes their own pricing books, which list vehicle prices and standard and optional features. To use this service simply call UBS at (301) 657-1920 or (410) 792-9070 to be referred to a UBS dealer.

UBS pricing books are also kept at all NIHFCU branches.

Credit Union Auto Loan Network

CUALN is a local cooperative that works with Washington-Baltimore area dealers and credit unions. This network allows you to apply for an NIHFCU auto loan at a participating dealer and purchase a new or used vehicle on the spot, even on weekends or after our normal business hours.

Just go to a participating dealer, select a car, tell your sales representative that you are an NIHFCU member and that you wish to use NIHFCU financing. You can fill out an NIHFCU loan application right there at the dealer, which is submitted to the credit union for approval. Your approval is faxed back to the dealer, who then prepares your contract and documents. Then you simply drive away in your new car!