Loans
Used Auto Loans & Refinancing
Shop patiently and you can get behind the wheel of a great used vehicle with a low rate loan that fits your budget and lifestyle perfectly.
At NIHFCU, we offer:
- Low rate financing for cars, trucks, SUVs and vans
- Financing up to 100% of value or the lesser of the purchase price or NADA Clean Trade-In Value, + taxes/tags/title and extended service contract
- Terms up to 72 months for loans up to $15,000
- Terms of up to 84 months for loans of $35,000 or more
- A .25% discount off the current percentage rate when the member has their net payroll or net retirement income directly deposited into an NIHFCU account
- A .25% discount off the current percentage rate on gas-efficient Go Green loans. (2007 model year or newer.)
- A .25% discount off the current percentage rate when a down payment of at least 20% is made
- Optional but highly recommended GAP Insurance and Mechanical Breakdown Insurance, as well as a free insurance finder service.
- Special members-only auto buying programs to help you get a great deal on a used automobile.
- Apply online
