Loans
Fixed Home Equity Loan
The perfect option to finance a specific purchase. With this loan option, you borrow a lump sum with a low, fixed rate, monthly schedule of payments throughout its term.
We offer numerous fixed-rate Home Equity Loan options with a range of excellent features. Be sure to check our Frequently Asked Questions or send us an email or speak with a team member to learn more!
- Low, fixed rates
- Generous loan amounts from $5,000 to $250,000.
- No closing cost options available
- No application or maintenance fees, no points or origination fees.
- The interest on your loan may be tax deductible; see your tax advisor for details.
- Available for primary residences in the District of Columbia, Maryland, Pennsylvania, Virginia, Delaware, and West Virginia.
- Rate Reducer* You can reduce your rate as much as .25% on certain loans.
Questions? Please contact our Mortgage Services Department at (301) 718-0208, option 5, then option 1, or e-mail us.
Please note, to secure a loan from NIHFCU, you must be a member. Before applying, we recommend checking on your eligibility to join…thanks!








