Loans & Credit Cards

Express Home Equity Loan

The perfect option to finance a specific purchase. With this loan option, you borrow a lump sum with a low, fixed rate, monthly schedule of payments throughout its term.

We offer numerous fixed-rate Home Equity Loan options with a range of excellent features. Be sure to check our Frequently Asked Questions or send us an email or speak with a team member to learn more!

  • Low, fixed rates
  • Generous loan amounts from $5,000 to $250,000.
  • No closing cost options available
  • No application or maintenance fees, no points or origination fees.
  • The interest on your loan may be tax deductible; see your tax advisor for details.
  • Available for primary residences in the District of Columbia, Maryland, Pennsylvania, Virginia, Delaware, and West Virginia.
  • Rate Reducer* You can reduce your rate as much as .25% on certain loans.

Questions? Please contact our Mortgage Services Department at (301) 718-0208, option 4, then option 1, or e-mail us.

Please note, to secure a loan from NIHFCU, you must be a member. Before applying, we recommend checking on your eligibility to join…thanks!

CU@Home Enrollment

Enrolling in CU@Home is easy - Here's how:

If you do not have an Access 24 Personal Access Code or need assistance please call 301-718-0208, 800-877-6440 or 301-881-5822 (Hearing Impaired).

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