Home Equity Line of Credit

Your Home Equity Line of Credit (HELOC) provides the flexibility to borrow as little or as much money as you need, while the rest of your line remains available until you decide to use it. Based on available equity in your house, it may be the perfect, versatile solution for funding numerous expenses – especially those with re-occuring obligations such as a vehicle purchase, college tuition, debt consolidation and more!

NIHFCU offers numerous low-rate HELOC options with a range of excellent features. Please check out our Frequently Asked Questions, send us an email or stop by any branch for additional details.

• Great rates starting as low as Prime MINUS 1.00% ¹
• Borrowing options up to 100% of your home’s value
• Loan amounts of $10,000 – $250,000 available
• No Closing cost options
• No application or maintenance fees, no points or origination fees.
• Available for primary residences in the District of Columbia, Maryland and Virginia
• Interest on your loan may be tax deductible; see your tax advisor for details.

View NIHFCU’s Home Equity Line of Credit disclosures

Questions? Please contact our Mortgage Services Department at (301) 718-0208, option 4, then option 1, or e-mail us.

Please note, to secure a loan from NIHFCU, you must be a member. Before applying, we recommend checking on your eligibility to join…thanks!

¹ this product’s floor (lowest) rate is 4.50%.