FREE SEMINAR - Mortgages: Is it Time to Buy or Refinance? March 20, 2010, 10 am to noon in the Rockville Regional Library. Click here for more details and to RSVP.

Loans

HELP Loans

When you least expect it, you could require emergency access to cash. If this happens to you, get a little H.E.L.P. from NIHFCU’s Honest Emergency Loan Program. Loan amounts of $500 to $1,000 are available at an 18% fixed APR (Annual Percentage Rate).

To qualify for this loan, you must:

•be a member of NIHFCU for at least 2 months

•have established direct deposit with NIHFCU of full paycheck or benefits, e.g., Social Security. Repayment source must be set for automatic payment.

• be a member in good standing

For more details, call us or stop by any branch location.

Repayment must be made in 4 monthly payments, 8 semi-monthly payments, 9 bi-weekly payments, or up to 18 weekly payments. All member accounts must be positive balances and loans must be current. Member must show official ID and a recent pay stub at time of application. First payment due a minimum of 10 days after the advance or the next direct deposit date. If the member is more than 10 days late on a payment, a fee of 5% of the past due amount or $20 (whichever is greater) will be assessed. Limit one (1) HELP loan per member at a time.

CU@Home Enrollment

Enrolling in CU@Home is easy - Here's how:

If you do not have an Access 24 Personal Access Code or need assistance please call 301-718-0208, 800-877-6440 or 301-881-5822 (Hearing Impaired).

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