Loans & Credit Cards

First Mortgages

  • At NIHFCU, our professional team of experts can support all your mortgage needs. You’ll receive the guidance of an experienced loan officer to help you find a mortgage that suits your financial requirements.

We offer financing for a wide variety of properties, including single-family homes, townhomes, and condos in MD, VA, DC, WV, PA and DE.

Check out our mortgage loan options.

Regardless of the option which works best for you, you can be sure that NIHFCU will provide you with:

  • Competitive rates and fees
  • Minimum down payment on qualifying loans
  • Convenient payment terms with no pre-payment penalties
  • Pre-approval and pre-qualification letters
  • Rate locks available up to 120 days
  • Excellent personal service
  • Plus, as a member of NIHFCU, you can take advantage of CU Realty, a free home buyers and sellers program that gives you a Cash Rebate after settlement.

At NIHFCU, we will always service your mortgage! Your monthly payment will always be made to NIHFCU.

Please note, to secure a loan from NIHFCU, you must be a member. Before applying, we recommend checking on your eligibility to join… thanks!