Rates

IRA Rates

IRA Certificates

Fixed Rate Term Share/IRA Certificates Minimum Balance Annual Percentage Yield (APY) Dividend Rate Compounded Daily and Credited
3 Mo. (91 days) $500 & OVER 2.00% 1.98% Monthly
6 Mo. (182 days) $500 & OVER 2.25% 2.23% Monthly
7 Mo. (213 days) $500 & OVER 2.35% 2.32% Monthly
7 Mo. (213 days) $10,000 & OVER 2.85% 2.81% Monthly
12 Month $500 & OVER 2.60% 2.57% Monthly
12 Month $10,000 & OVER 3.05% 3.01% Monthly
15 Month Bump-Up $500 & OVER 2.75% 2.71% Monthly
15 Month Bump-Up $10,000 & OVER 3.25% 3.20% Monthly
15 Month Add-On $500 & OVER 2.75% 2.71% Monthly
15 Month Add-On $10,000 & OVER 3.25% 3.20% Monthly
18 Month $500 & OVER 2.75% 2.71% Monthly
24 Month $500 & OVER 2.95% 2.91% Monthly
24 Month $10,000 & OVER 3.20% 3.15% Monthly
30 Month Bump-Up $500 & OVER 3.00% 2.95% Monthly
30 Month Bump-Up $10,000 & OVER 3.35% 3.30% Monthly
36 Month $500 & OVER 3.35% 3.30% Monthly
60 Month $500 & OVER 3.85% 3.78% Monthly
Effective as of September 1, 2008. Rates subject to change without notice.

Premier IRA Savings Account and Premier Roth IRA Savings Account

Balance Ranges Annual Percentage Yield (APY) Dividend Rate Compounded and Credited
$0-$5,000 2.50% 2.47% Monthly
$5,001- $25,000 1.50% 1.49% Monthly
$25,001 and above 2.50% 2.47% Monthly
Effective as of September 1, 2008. Rates subject to change without notice.

click here to calculate your tiered APY based upon your current or future IRA (Roth IRA) Savings Account balance.

At NIHFCU, your savings are federally insured to at least $100,000 and IRAs are insured separately up to $250,000 by the National Credit Union Administration, a United States government agency. Your savings and IRAs are insured up to an additional $250,000 by Excess Share Insurance, a private company.