Tools & Resources
Calculators
Want some help in making informed financial decisions? Try our online calculators for help with many of your questions.
- Auto Loans
- Retirement Planning
- Mortgage Loans
- Savings & Budgeting
- Debt
- Insurance Coverage
- College Expenses
Calculators are not intended to provide investment advice. NIHFCU does not guarantee applicability or accuracy in regards to individual circumstances. All examples are hypothetical and for illustrative purposes. We encourage you to seek personalized advice from qualified professionals for all personal finance issues.
Auto Loans
- Which is better: a new or used vehicle?
- How much should depreciation cost me?
- Should I lease or purchase a vehicle?
- Should I finance or pay cash for a vehicle?
- How much will my vehicle payments be?
- Which vehicle loan is better?
- What term of vehicle loan should I choose?
- Should I use a home equity loan instead of an auto loan?
- Which is better: a rebate or special dealer financing?
- How long should I keep a vehicle?
- What vehicle can I afford?
Retirement Planning
- How will retirement affect my expenses?
- Am I saving enought?What can I change?
- How will this account be used?
- What will I earn with this account?
- How advantageous is increasing my savings?
- Which savings or income source will be the largest?
- How much can I contribute to my retirement plan each year?
- What if I underestimate my expenses?
- What will my income be after I retire?
- What will my expenses be after I retire?
- What happens if tax laws change?
- How much of an impact can inflation have?
- What savings should be used first?
- How much will Social Security provide after retirement?
- What if Social Secuirty no longer exists?
- Retirement Savings Calculator
Mortgage Loans
- What is the most home I can afford?
- What would my monthly payment be?
- How much would my adjustable rate payments be?
- Which is better: fixed or adjustable?
- Should I pay points to lower the rate?
- Which is better: 15- or 30- year loan term?
- Am I better off renting?
- Am I better off refinancing?
- How advantageous are extra payments?
- What would my payments be for a balloon loan?
- Should I consider consolidating my debt with a cash out refinance
Savings & Budgeting
- How much will my certificate be worth at maturity?
- What will it take to become a millionaire?
- How much will my savings be worth?
- What will it take to save for a home, vehicle, etc.?
- What will it take to save for a college education?
- How will taxes and inflation affect my savings?
- How much of a difference will the rate make?
- What’s it worth to reduce my spending?
- How much, at what rate, when?
- Which is better: cash or payments?
- Net Worth Calculator
- Current Income & Expenses Calculator
- Emergency Fund Calculator
- Savings Calculator
- Saving & Spending Plan Calculator
