Buying a Home

Congratulations! Purchasing a home is an exciting experience. At the same time, it is likely to be one of the largest financial commitments you will make in your lifetime. Whether you’re in the market to purchase a new home, refinance your existing mortgage, or make home improvements, NIHFCU’s mortgage experts can find an affordable solution to meet your lifestyle.

Here are some considerations:

• Consult our mortgage experts to discuss your situation. We will explain the variety of mortgage and offerings available to you, such as:
• Fixed rate options – Predictable monthly payments
• Adjustable rate options – Variable opportunities with lower interest rates
• Should you be refinancing an existing mortgage, we will also discuss your cash out options.
• Aside from our numerous mortgage options with great rates, NIHFCU has now made the home buying experience even more rewarding and easy.
• Check out our new online mortgage application and resource center
• Apply for your mortgage online from the comforts of your home
• Get a rate quote
• View additional educational resources that will walk you through the entire home buying experience
• Check out our partnership with CU Realty – an exclusive members-only program offering a rebate off your home purchase when you buy (or sell) through an approved agent. You’ll have unrestricted access to home listings, as well as information on schools, comparables and neighborhoods.
• We have an assortment of mortgage calculators which can help answer many financial questions such as: What can I afford? How much will my mortgage be? Should I pay points?
• Once you purchase your home, don’t forget to change the address on all your NIHFCU accounts.