Getting Married

Congratulations on this exciting and memorable moment in your life! NIHFCU can help take the worry out of your wedding expenses and get you on the path to a healthy financial future.

Here are some considerations:

• Are you concerned about how you will pay for your "big day"? You or your parents may wish to consider a Home Equity Loan to help with your wedding-related costs. We offer numerous fixed loans and lines of credit at fantastic rates.

• Revise your current NIHFCU account records. Change your NIHFCU accounts to reflect your new name (if you are changing it) and to add your spouse. Should you be changing your address, please make this revision as well.

• Consider new NIHFCU joint accounts. For example, try an NIHFCU Checking Account. NIHFCU offers a series of interest-bearing checking accounts which include numerous FREE services like online banking and bill pay. Check out our checking options to see the full list of other FREE benefits. Also, when you are ready to switch to NIHFCU checking, our Switch Kit makes the process fast and easy.

• Smart Saving Options: Looking for ways to deposit cash (maybe your wedding guests showed you a lot of love in the form of some nice-sized gifts)? Speak to an NIHFCU associate about our many deposit options. We’ll find you a high-rate option to suit your situation. Most certificates are also available as traditional or ROTH IRAs.

• Low-rate Credit Cards – NIHFCU offers a variety of Visa Cards with low rates, no gimmicks and other great terms (like no penalty APRs). All NIHFCU Visa cards earn Bonus Points redeemable for brand-name merchandise and travel rewards. And, if you or your spouse is a full-time student, a low-rate Student Visa Rewards Card is also a great option.

• Debt Consolidation: If you and/or your spouse are juggling credit card bills or other outstanding debt, consider an NIHFCU debt consolidation loan. We can help simplify your debt by getting it all under one loan at a rate that may be a lot lower than you may be paying now.

• Low Rate Mortgage Options: If you’re moving into a new home, NIHFCU offers numerous low-rate mortgage options. We can also help you earn a rebate on your purchase (or sale) with our partnership with CU Realty.

• Refer your spouse and your new family members to NIHFCU. If your spouse is not already a member of NIHFCU, he/she is now automatically eligible to join! Better yet, you can now spread the benefits of membership to your other new (and old) immediate family members. They too are now eligible to join NIHFCU. Complete a sponsor letter and an application.

Of course, should you have other questions about how NIHFCU can help you financially with your new marriage status, please do not hesitate to contact us. We are happy to help in any way we can!