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Travel is 6X more rewarding with NIHFCU!

From October 15, 2023, to December 31, 2023, apply for your NIHFCU Travel Rewards credit card and enjoy the following:

Wow!!! Get 6X Rewards Points on your travel purchases1 for the first 12 months, including: 

  • Airfare

  • Car rentals

  • Other transportation, including cruise, rail, bus, ferry

  • Hotel, motel, resorts

  • Other lodging, including B&Bs, timeshares, campgrounds, and trailer parks

That’s not all; you’ll also enjoy these other benefits when you use your NIHFCU Travel Rewards credit card:

  • Spend $1,500 within 90 days of account opening and get 20,000 bonus points 2

  • Get 3X Rewards points for purchases in these categories:

    • Automated Fuel Dispensers3 and service stations

    • Dining

    • Electric Vehicle Charging

    • Rideshare/Taxi/Limo

    • Travel (after the initial 12 months)

  • No foreign transaction fees

  • Great low variable APR currently 17.74%-18.00%

  • Other perks such as Visa® Concierge, and travel & emergency assistance

  • NIHFCU standard credit card benefits 

You can view all NIHFCU credit cards here.


Rates, fees and terms as of November 30, 2023 and subject to change without notice

1. Incudes merchants classified in the following merchant category codes: 3000-3999, 4011, 4111, 4112, 4131, 4411, 4511, 4457, 4722, 4723, 4582, 4784, 7011, 7012, 7033, 7512.  Advertised rewards are for the first 12 months from new account opening.  After the 12th month, you’ll earn 3x reward points.
2 To be eligible, you must make $1,500 or more in net purchases with your NIHFCU Travel Reward card within 90 days of its opening. Eligible purchase transactions do not include, and rewards are not earned for: cash advances, convenience checks, balance transfers, gambling, cash equivalent (i.e., gift or prepaid cards), fees or finance charges of any kind. Please allow up to eight weeks after the 90-day period for the reward in the form of 20,000 rewards points to post to your CU Rewards balance. Account must be open and not in default at the time the 20,000 points are issued in order to be posted to your rewards balance. Limit of one promotional offer per account. Offer subject to change or cancellation at any time.
3 3% on gas – up to $6,000 annual spend. See Rewards Terms and Conditions for complete rules and restrictions
4. APR=Annual Percentage Rate. APRs vary by card and depend on creditworthiness.  See Pricing and Terms for complete credit card disclosures. All new applications are subject to terms, conditions, and credit approval. All information as of 10/1/2023 and subject to change.
All offers are subject to change or cancellation at any time.

See important disclosures on our credit card programs here.