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The National Institutes of Health Federal Credit Union (NIHFCU) is proud to be the nation’s largest credit union serving the biomedical industry.  Since 1940, we've been helping our members achieve their financial goals ....and we can do the same for you!

Starting your NIHFCU membership is easy!

First, verify your membership eligibility. Learn More

Then,  complete a membership application by using one of these options:
       Use our fast, easy secure online application Get Started
       Stop by an NIHFCU branch.

Please note your application must include:

  • A minimum deposit of $25 into your share (savings) account is required to establish and maintain membership.
  • A state issued photo ID and work ID to verify eligibility.
  • Membership applications submitted by mail must be notarized.
Note: You must be at least 18 years of age for an individual membership. If you are under 18 years of age, a parent or guardian must be a joint owner with you on the account and an NIHFCU member

For additional support, contact our Call Center at 800.877.6440

Thank you for choosing the NIHFCU.
We look forward to supporting a healthy financial future for you and your family.


Note: For the security of your account and the Credit Union, all new accounts are verified through Deluxe Detect and are subject to the requirements of the Patriot Act.  To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, street address, date of birth, tax identification number and other information that will identify you. We may ask to see your driver’s license and/or other identifying documents.