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Shared Branch & ATM Locations

Through our network partners, NIHFCU members have access to thousands of branches and ATMs nationwide. The reason is that NIHFCU participates with two national networks, the Credit Union Service Center Shared Branch Network and the CO-OP ATM Network. NIHFCU is also a participant in the Alliance One ATM Network that has over 4,700+ ATMs that are surcharge free and nationwide. Members may also use Johns Hopkins Federal Credit Union ATMs, and Mid-Atlantic Federal Credit Union ATMs at no charge.

Credit Union Service Center Shared Branch Network

To maintain your account access when you travel, you can use 5,000+ Shared Branch Credit Union Service Center locations around the U.S (and some foreign destinations). At these full-service branches, you can perform many NIHFCU transactions for free including:

  • Deposits
  • Withdrawals and transfers
  • Money orders
  • Traveler’s checks
  • Complete Teller Services and more
  • It’s like having a NIHFCU branch wherever you travel

Find a Branch or ATM location

Surcharge-Free ATM network*

NIHFCU services its members through its 8 branches and 28 NIHFCU-owned ATMs conveniently located in the Washington DC and Suburban Maryland area. And, with a vast local, national and international network of shared branches and surcharge-free ATMs , accessing your NIHFCU account is easy…wherever you may be!

NIHFCU members can make withdrawals, receive balance inquiries and make transfers on their accounts at nearly 30,000 CO-OP ATMs (including all 7-Eleven Stores nationwide and virtually all Costco Wholesale stores **) and 4,700 Alliance One ATMs without incurring a surcharge from the ATM’s owner. Surcharge-free means the ATM owner will not charge a fee.


Depending on your NIHFCU checking account level, a nominal foreign ATM fee may still be applied by the credit union.

ATM CO-Op Network*
CO-OP Network ATMs are located at participating credit unions, as well as in airports, malls, shopping centers, movie theatres, grocery stores, department stores, etc.
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*Restrictions Apply
** Costco locations exclude Oregon and Washington State.