The nation's largest credit union serving the biomedical industry.
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Text your money! If you are on the go, you can use text banking to access your NIH Federal Credit Union account. Checking your balance is as simple as sending a text message.

Text Banking Details
  • Free to use (standard text messaging charges apply).
  • Interact with your account by texting commands to 454545
  • Check your balances, last five transactions or transfer funds.
  • Automatically receive your balance every Friday.
  • Get a text message when your balance falls belong a certain amount.
  • Compatible with any mobile device and service provider.
View a Text Banking Demo

Once enrolled, you can use the following text message commands
(send to 454545):

  • BAL: Primary account balance
  • BAL ALL: All account balances
  • LAST: Last 5 transactions on primary account
  • BAL CHK: Account balance of checking account
  • BAL SAV: Account balance of savings account
  • TRANS: Transfer funds to primary account
  • HELP: Help on keywords
  • STOP: Deactivate text message banking service
How to Get Started
  • New to Online Banking? Enroll now
  • Existing Online Banking user? Login now
  • Click on My Profile.
  • Select Alerts & Notifications
  • Enroll your mobile phone number.
  • Setup your text alerts and send commands to 454545.