Home » Personal » NIHFCU Online » Mobile & Text Banking » Text Banking

Text your money! If you are on the go, you can use text banking to access your NIH Federal Credit Union account. Checking your balance is as simple as sending a text message.

Text Banking Details
  • Free to use (standard text messaging charges apply).
  • Interact with your account by texting commands to 454545
  • Check your balances, last five transactions or transfer funds.
  • Automatically receive your balance every Friday.
  • Get a text message when your balance falls belong a certain amount.
  • Compatible with any mobile device and service provider.
View a Text Banking Demo

Once enrolled, you can use the following text message commands
(send to 454545):

  • BAL: Primary account balance
  • BAL ALL: All account balances
  • LAST: Last 5 transactions on primary account
  • BAL CHK: Account balance of checking account
  • BAL SAV: Account balance of savings account
  • TRANS: Transfer funds to primary account
  • HELP: Help on keywords
  • STOP: Deactivate text message banking service
How to Get Started
  • New to Online Banking? Enroll now
  • Existing Online Banking user? Login now
  • Click on My Profile.
  • Select Alerts & Notifications
  • Enroll your mobile phone number.
  • Setup your text alerts and send commands to 454545.