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Financial Fitness

NIH Federal Credit Union offers complimentary and no-obligation financial consultations to help you prepare for a healthy financial future. These personalized, confidential sessions are available to NIHFCU members as well as all healthcare and biomedical professionals in DC, MD, NC, VA and WV. NIHFCU membership is not required.

Financial Soccer        
        

Financial Football 

 

Mortgage Refinance Check-up

  • An NIHFCU Residential Loan Officer will let you know if your current loan remains your best option for the long term or if other options can help you own your home for less.


 

Home Equity Check-up

  • Can your home open doors to new possibilities? We’ll help calculate your home’s equity and provide your options to fund home improvements, pay off other household obligations, take care of college expenses and more.


 

Home Purchase Prequalification

  • Thinking about buying your first home, your next home, a vacation or investment property? We will estimate how much you can borrow and provide tips so you can shop for a home with confidence and speed.


 

Education Loan Check-up

  • Should you refinance or consolidate an existing student loan? We may be able to help lower your monthly payments or pay off your loan faster. This check-up is a great first step to see if we can help alleviate your student loan debt burden.


 

Retirement Plan Check-up

  • Let NIHFCU Wealth Advisors* offer you a customized analysis of your retirement plan. This analysis will provide a variety of scenarios, predictions and healthy options to help keep you on track to meet your retirement goals. 


 

Credit Check-up

  • We’ll review your credit report with you and explore ways you may be able to improve your score use your credit. Email Us to Request a Credit Check-Up and includes your name, phone number, and best time to contact you. To expedite your request, please complete and submit the Credit Report Authorization Form
 

Business Loan Check-up

  • If you are a current or aspiring small business or practice owner, this consultation will provide you with an understanding of healthy financing options for equipment, working capital, commercial real estate, SBA loans and more.  Email us with your name, phone number and best time to contact you.

Other complimentary and no-obligation services

  • If you are buying or selling a home, our HomeAdvantage program can help you discover the home of your dreams, find a Realtor®, and earn a valuable rebate all under one roof—ours!

  • Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, we got you covered. Through our BALANCE Financial Fitness program, you have access to free confidential financial counselors and an array of online tools.

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*Representatives are registered. Securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member of FINRA and SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866.512.6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.