Home » Personal » Checking & Savings » Shares
We all want financial peace of mind for ourselves and families. NIH Federal Credit Union offers savings (share) accounts that will earn you solid dividends. While you may have assets in stocks and mutual funds, keeping a portion of your money in insured accounts is a wise addition to any well-rounded financial plan.

Regular Share Account

  • Minimum $25 balance to open and maintain NIHFCU membership.

Premium Share Account

  • Earn a higher rate of return on balances of $5,000+.
  • Also available as an IRA.

Money Market

  • Highest yielding account without a term requirement.


  • Range of term deposits with typically our highest savings yields.
  • Also available as an IRA.

Holiday Club

  • Save money for the holidays.

You Name It

  • Save for special purpose or need.
Open an Account Today

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By Mail
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In Person:
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Savings Calculator
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Investment &
Brokerage Services

Now Available with NIHFCU Wealth Advisors
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NIHFCU Financial Wellness
Resources to Support a Healthy Financial Future
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Interested in Opening a Certificate?
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Need to Enroll in Online Banking?
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See Rates
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*Rates are subject to change without notice.  Early withdrawal penalties apply for certificate accounts.

Federally insured up to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. For additional details, click here