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Kids Share (Savings) Accounts

The NIH Federal Credit Union offers two accounts designed to help start a youth's savings plan and to learn about smart money management. Any child under the age of 18 with a social security number is eligible.

Kids Share (Savings) Accounts

You can open a Kids Account one of two ways:

  • Open with a $100 initial deposit. Then, arrange automatic transfers of $25 or more from your account into the child's account each month, or
  • Simply start with an opening balance of $500.
  • See Rates

To say thank you for opening a Kids Account, we'll send you a $10 gift card to Toys-R-Us, Barnes & Noble, or a similar retailer at the discretion of NIHFCU. (Offer subject to change without notice).

KC's Activity Book

Kids can earn $10! It’s our way of rewarding a job well-done:

  • When the activity book is completed by the youth, have them present it at any NIHFCU branch.
  • NIHFCU will make a special $10 deposit into their NIHFCU Kid’s Account. 1
  • Click here to see a few sample pages, enjoy.
Additional Free Features to help you keep in touch with your money
Mobile Access Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies.
Online Services
  • Online Banking: Check balances, transfer funds, pay bills online, get balance alerts and more in real time, anytime.
  • Check View: View digital copies of cleared checks online.
  • e-Statements: Get your monthly statement delivered electronically.
  • FinanceWorks: Your personal money management assistant.
24/365 Support Real answers from real people – all day, everyday by calling us toll-free at 800.877.6440.
Access 24 Automated round-the-clock phone access to your accounts by calling 800.900.0644.
Coast-To-Coast Locations More than 4,000+ shared branches nationwide - it's like having an NIHFCU branch everywhere you go - with no service charges. Learn more.
Ready to Become a Member
NIH Federal Credit Union offers membership to those that are in the biomedical and healthcare industry. When you become a member of the NIHFCU, you are immediately eligible to enjoy financial opportunities and privileges that save both time and money. Membership is a benefit that you can share with your family by sponsoring them to have a membership with NIHFCU.



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Books are in limited supply. One book per child age 12 and under. $10 deposit offer subject to change without notice and is available to NIHFCU Kid’s Account holders age 12 and under.

NIHFCU accounts are federally insured up to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. For additional details, click here.