The nation's largest credit union serving the biomedical industry.
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Money Market Account - Premier Advantage Put your dollars to work in a Premier Advantage Money Market Account and earn high rates without a term requirement. Your money is easily accessible simply by writing a check when you need it.  As rates may fluctuate, you are not bound to keep funds in your account for a set amount of time.

Money Market Account - Premier Advantage

Benefit from a Premier Advantage Money Market:

  • No minimum opening deposit required. No monthly fee.
  • Enjoy a tiered rate structure - the more you save, the more you earn.
  • Earn our highest dividend with a $25,000 balance.
  • Access your money easily with checks.
  • Up to six (6) penalty-free withdrawals per month can be made from your Money Market Account.
  • No term requirements.
  • See Rates

Additional Free Features to help you keep in touch with your money
Mobile Access Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies.
Online Services
  • Online Banking: Check balances, transfer funds, pay bills online, get balance alerts and more in real time, any time.
  • Check View: View digital copies of cleared checks online.
  • e-Statements: Get your monthly statement delivered electronically.
  • FinanceWorks: Your personal money management assistant.
24/365 Support Real answers from real people – all day, everyday by calling us toll-free at 800.877.6440.
Access 24 Automated round-the-clock phone access to your accounts by calling 800.900.0644.
Coast-To-Coast Locations More than 4,000+ shared branches nationwide - it's like having an NIHFCU branch everywhere you go - with no service charges. Learn more.
Ready to Become a Member
NIH Federal Credit Union offers membership to those that are in the biomedical and healthcare industry. When you become a member of the NIHFCU, you are immediately eligible to enjoy financial opportunities and privileges that save both time and money. Membership is a benefit that you can share with your family by sponsoring them to have a membership with NIHFCU.


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NIHFCU accounts are federally insured up to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. For additional details, click here.