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Regular Share (Savings) Account

NIH Federal Credit Union has regular and premium shares which are like savings accounts that provide you complete safety and unlimited access to your funds. So, it’s the perfect place to tuck away money each month knowing it will be there when you need it. A share (savings) account with a minimum deposit, makes you a member for life with NIHFCU.

Regular Share (Savings) Account Benefits:
  • Open with a $25 minimum deposit, and as long as you maintain this balance, you’re a member of NIHFCU for life.
  • Regular share account is a dividend-earning account that establishes NIHFCU membership.
  • Must be at least 18 years old to open an individual checking account. If you’re under 18 years old, a parent or guardian must be a joint owner on the account.
  • No monthly fee for a share account.
  • See Rates
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NIHFCU accounts are federally insured up to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. For additional details, click here.