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From auto and consumer loans to residential and education loans, we are ready to meet all your borrowing needs with great rates, flexible terms, and expert service.  At the NIHFCU, we make it easy, we make it fast and we make it happen.

Vehicle Loans

Auto Loans

More smiles per gallon for new, used and refinanced cars.

Motorcycle Loans

Finance options for your motorcycle.


Buying a Home

Home loans from a lender you can trust.

Refinancing Your Home

We make it easy and fast - we make it happen.

Our Mortgage Rates

View our current mortgage loan rates.

Rate Watch

Receive rate updates by email.

Apply Now

We make it easy and fast - we make it happen.

Mortgage Calculators

Calculate your payment, compare options and more.

Free Mortgage Check-Up

Find out if a refinance could save you money.

Get Prequalified

Find out how much you can borrow.

Home Equity

Home Equity

Money you need with low fixed introductory rates

Home Equity Check-up

Calculate your home equity

Credit Cards

Apply Now

Choose from several options.  Find out about reward points, redemption options and more.

Credit Card Account Access

Login to your Home Banking Account to manage your NIHFCU Credit Card today.

Personal Loans

Signature Loan

Flexible terms. Low rates.

Checkmate Line of Credit

Use as a revolving line of credit and overdraft protection.


Emergency access to cash.

Share/Certificate Secured Pledge Loan

Use your savings as collateral. Earn returns.

Education Loans

Introducing Student Choice Undergraduate and Refinance Loans

Undergraduate and Refinance options available.