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When you least expect it, you could require emergency access to cash. If this happens to you, get a little H.E.L.P. from the Honest Emergency Loan Program.

  • All NIHFCU accounts must have a positive balance and loans must be current.
  • Must have received a loan from NIHFCU previously and caused no losses to NIHFCU.
  • Provide two most recent pay stubs.
  • Limit one (1) HELP loan per member at a time.

Key Features and Benefits

  • Loan amounts up to $1,000.
  • 6 month term maximum.
  • First payment date is up to 30 days after loan funds are disbursed.
Apply Online
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or call 855.852.4748 (toll-free)

Helpful Links

•   Skip-a-Pay
•   Debt Protection 
•   Home Equity Loans
•   Visa Platinum Secured
•   Complimentary Credit Check-Up
Fellows Advantage Program
*Annual Percentage Rates (APRs) and subject to change without notice. The lowest APR shown is available to borrowers with excellent credit and includes a rate discount of 0.50% for automatic payment. If automatic payment ceases before the loan is paid in full, the rate will increase by 0.50%. Certain restrictions may apply. 

Not a Member?
Still have questions?
Call 301.718.4748 or 855.852.4748 toll-free
Email: ConsumerLoans@nihfcu.org