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When you least expect it, you could require emergency access to cash. If this happens to you, get a little H.E.L.P. from the Honest Emergency Loan Program.

HELP Loan Details
  • Loan amounts of $500 to $1,000
  • Repayment must be made in 4 monthly payments, 8 semi-monthly payments, 9 bi-weekly payments, or up to 18 weekly payments.
  • All member accounts must have positive balances and loans must be current.
  • Must have direct deposit.
  • Member must show official ID and a recent pay stub at time of application.
  • First payment due a minimum of 10 days after the advance or the next direct deposit date. If the member is more than 10 days late on a payment, a fee of 5% of the past due amount or $20 (whichever is greater) will be assessed.
  • Limit one (1) HELP loan per member at a time.
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Still have questions?
Call 301.718.4748 or 855.852.4748 toll-free
Email: ConsumerLoans@nihfcu.org