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When you least expect it, you could require emergency access to cash. If this happens to you, get a little H.E.L.P. from the Honest Emergency Loan Program.

  • All NIHFCU accounts must have a positive balance and loans must be current.
  • Must have received a loan from NIHFCU previously and caused no losses to NIHFCU.
  • Provide two most recent pay stubs.
  • Limit one (1) HELP loan per member at a time.

Key Features and Benefits

  • Loan amounts up to $1,000.
  • 6 month term maximum.
  • First payment date is up to 30 days after loan funds are disbursed.
View current rates
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or call 855.852.4748 (toll-free)

Helpful Links

•   Skip-a-Pay
•   Debt Protection 
•   Home Equity Loans
•   Visa Platinum Secured
•   Complimentary Credit Check-Up
Fellows Advantage Program
*Annual Percentage Rates (APRs) as of 7/18/18.  Final rates and terms for approved applicants depend on credit and payment history and other factors which may be lawfully considered. All loan rates and terms subject to change without notice Restrictions may apply. 

Not a Member?
Still have questions?
Call 301.718.4748 or 855.852.4748 toll-free
Email: ConsumerLoans@nihfcu.org