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Hospital Accident Protection

NIH Federal Credit Union offers its members Hospital Accident Protection Insurance which provides cash benefits in the event of hospitalization due to a covered accident.

Hospital Accident Protection Details
  • Acceptance is guaranteed, and no medical exams or physician statements are required.
  • This insurance coverage is offered in two plans to fit any budget. For your convenience, family plan options are available as well.
  • The Hospital Accident Protection pays cash directly to the insured member or as directed by the insured.
  • The plan includes benefits for covered Emergency Room visits and hospital stays.
  • Coverage requires only the completion of a short enrollment form.
  • All NIHFCU members 18 years or older are eligible to enroll.


  • The first 60 days of coverage is paid for you.
  • After your 60 days of credit union-paid coverage, your premiums will automatically be debited from your NIHFCU account.

For more information, please call the Affinion Benefit Group 800.860.7098
Hours: 8:00 a.m. – 9:00 p.m. EST weekdays; 9:30 a.m. – 6:00 p.m. EST weekends

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