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Rates as of and subject to change without notice.

Term Minimum
Deposit
Base Rate
 APY  Dividend Rate
3 Month $500 0.010% 0.010%
6 Month $500 0.075%  0.075%
7 Month $500 0.150%  0.150%
12 Month $500 0.150%  0.150%
15 Month Bump-Up $500 0.150%  0.150%
15 Month Add-On $500 0.150%  0.150%
18 Month $500 0.150%  0.150%
24 Month $500 0.250% 0.250%
30 Month Bump-Up $500 0.250% 0.250%
36 Month $500 0.250% 0.250%
60 Month $500 0.350% 0.349%
7 Month $10,000 0.250% 0.250%
12 Month $10,000 0.250% 0.250%
15 Month Bump-Up $10,000 0.250% 0.250%
15 Month Add-On $10,000 0.250% 0.250%
24 Month $10,000 0.350%  0.349%
30 Month Bump-Up $10,000 0.350%  0.349%
12 Month Jumbo * $100,000 0.350% 0.349%

APY=Annual Percentage Yield. Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Bump-up certificates allow the owner to request one or two rate increases for the remainder of the term if the rate NIHFCU is paying on certificates of the same term increase while the certificate is open. Add-on certificates allow the owner to make unlimited additional deposits during the term.

NIHFCU accounts are federally insured to at least $250,000 by the National Credit Union Administration, a United States government agency. IRAs are insured separately up to $250,000. For additional details, click here.

*12 month jumbo certificate is not available as an IRA certificate.

Fees could reduce the account earnings.