The nation's largest credit union serving the biomedical industry.
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Rates as of and subject to change without notice.

Consumer Loans 0-36 months
*APR as low as
37-48 months
*APR as low as
49-60 months
*APR as low as
Signature Loan1 5.99% 6.99% 7.99%
Checkmate Line of Credit

Certificate Secured
Prevailing share rate + 3%
Share Secured
Terms up to 12 years w/ no fees or pre-payment penalties
Prevailing share rate + 3%
HELP loan is offered at 18% for 4 months.
*Annual Percentage Rates (APRs) and subject to change without notice.

The lowest APRs shown are those available to borrowers with excellent credit and include a rate discount of 0.50% for automatic payment from an NIHFCU account or other lending institution. If automatic payment ceases before the loan is paid in full, the rate will increase by 0.50%. Maximum discount on base rate is 0.50%. Certain restrictions may apply.

The rate on this loan is variable, based on the dividend rate NIHFCU pays on the account pledged as security for the loan. Certificate-secured loan payoff must not exceed the maturity date of the pledged certificate.