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0% APR for 12 months*

How would you like 12 months with no interest? Just open a new credit card account and all purchases and balance transfers are at an introductory 0% APR for the first 12 months (Then a variable APR between 9.99%-18.00% depending on creditworthiness) This could save the average cardholder hundreds of dollars in interest in one year alone! Biomedical and healthcare pros – those in or outside the NIH can get the card. Don’t wait, apply now!

 

Lab Technician enjoying benefits of NIHFCU visa card Lab Technician enjoying benefits of NIHFCU visa card

“The card just screams research and science, plus I got 0% for an entire year when I transferred my higher rate credit card balances.”

"The card screams biomedical, plus I got 0% for an entire year"

 

Lab Technician enjoying benefits of NIHFCU visa card Lab Technician enjoying benefits of NIHFCU visa card

“The card looks cool and I got $100 when I spent $1,000 in the first 90 days, what’s not to love. Thanks NIHFCU.”

"The card looks cool and I got $100 when I spent $1,000 in the first 90 days"

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Get a $100 bonus** when you spend $1,000!

Open a new NIHFCU credit card account between November 1 and December 31, 2018, then spend at least $1,000 (purchases minus any credits and returns) in the first 90 days after account opening and we’ll give you a $100 credit on your statement. Don’t wait, apply now and get your bonus.

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Credit Cards for Researchers and Scientists

With a cool bio-medical design and an amazing rates, you can show the world your love for discovery and your smarts for getting a great deal. Choose from one of our three amazing cards, each one including these great benefits:

  • No annual fee*

  • Same low, variable rates for purchases and cash advances

  • Reduced fees

  • Real time purchase alerts to monitor card activity

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Visa Platinum

A superb everyday value for scientists and researchers who wish to save on interest or pay down debt with our lowest rates available. Experience exceptional convenience, credit limits up to $25,000 (depending on creditworthiness) plus all our standard features and fantastic offers above.

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Visa Signature Cash Rewards

Earn great rewards on everyday purchases including 3% cash back on gas, 2% on groceries and 1% on all other purchases.*** Redeem points for cash, travel, gift cards, and merchandise, or donate to the NIH charities. You get the fantastic offers above and your card also comes with Visa Signature Concierge service, travel and emergency assistance, lost luggage protection, travel accident insurance, and extended warranty protection.

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Visa Signature Travel Rewards

A great value if you travel or dine out often, the NIHFCU Signature Travel Rewards Visa Card provides unlimited 2X points for every $1 net spent on travel and dining.*** Plus, you can redeem points for travel, gift cards, merchandise, cash or as a donation to the NIH Charities. You get the incredible offers above plus you’ll enjoy no foreign transaction fees, Visa Signature Concierge service, travel and emergency assistance, lost luggage protection, travel accident insurance, and extended warranty protection.

**Offer not available on existing or previous credit card accounts and also excludes NIHFCU Secured and Business credit cards. New account must be opened between 11/1/2018-12/31/2018. The statement credit will be applied within two billing cycles after the promotion period has ended. Offer subject to change or cancelation at any time. NIHFCU eligibility and membership required.
*APR=Annual Percentage Rate. APRs vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. All new applications are subject to terms, conditions and credit approval. All information as of October 10 , 2018 and subject to change.
***Signature Cash Rewards include, 3% on gas – up to $6,000 annual spend, 2% on groceries – un-limited spend, and 1% on all other purchases – unlimited spend. See Rewards Terms and Conditions for complete rules and restrictions. Signature Travel Rewards include, 2 points for every net dollar you spend on travel and dining – unlimited spend, and 1 point for every net dollar you spend on all other purchases – unlimited spend. See Rewards Terms and Conditions for complete rules and restrictions.