The nation's largest credit union serving the biomedical industry.
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The NIHFCU is proud to offer the Fellows Advantage Program - a comprehensive program designed to help fellows – including those without existing credit - succeed financially.  This includes:
 
        - Access to credit commonly unavailable at other financial
          institutions.
        - Tools & resources to help build a positive credit
          profile.
        
- Financial education opportunities to help reach personal
          financial goals.

 

 LOANS

Visa Platinum Credit Cards

  • No credit score required *
  • No security deposit required
  • No Annual Fee
  • Competitive variable rates currently 16.99% APR
  • Credit limits up to $2,500 for applicants without a credit score
 or APPLY NOW

(Note: A Social Security Number is required to apply)

*Fellows with an existing credit score can apply and may qualify for loans of larger amounts, other rates, and additional features based on standard guidelines and creditworthiness.

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply.

Mortgages

  • Down payments as low as 5% with established credit
  • Non-traditional options with 20% down for those without a credit score
  • Income treated similarly to Salaried/W2 incomes
  • Home Advantage- Home shopping & buying support along with valuable cash rebates when you use one of our expert, hand-picked agents.
  • Local and consultative staff

(Note: A Social Security Number is required to apply)

To apply or request a free, no obligation consultation with NIHFCU mortgage representative, call 855.203.4747 today.

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply.

Unsecured Signature Loan

  • No credit score required *
  • Loans up to $5,000 available
  • Fixed rates currently 13.99%-15.99% APR
  • Use funds for virtually any need

or APPLY NOW

(Note: A Social Security Number is required to apply)


*Fellows with an existing credit score can apply and may qualify for loans of larger amounts, other rates, and additional features based on standard guidelines and creditworthiness.

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply.

Auto Loans

or APPLY NOW

(Note: A Social Security Number is required to apply)

*Fellows with an existing credit score can apply and may qualify for loans of larger amounts, other rates, and additional features based on standard guidelines and creditworthiness.

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply.

Share or Certificate Secured Loans

  • No credit score required
  • Use NIHFCU savings as collateral
  • Loan amounts available up to the amount of pledged funds
  • Rates just 3% above savings interest rates

or APPLY NOW

(Note: A Social Security Number is required to apply)

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply


                          

 CHECKING & SAVINGS

Checking

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

Savings

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

 

 

 BANKING CONVENIENCE

NIHFCU Branches & ATMS

  • 8 NIHFCU branches with 5 convenient NIH campus locations (Building 31, Clinical Center, Rockledge, National Cancer Institute and Fishers Lane)
  • 28 NIHFCU ATMS with 15 conveniently located on NIH campuses

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

Nationwide Locations

  • Over 5,000 shared branch locations where you can make most NIHFCU teller-assisted transactions
  • Over 30,000 surcharge free ATMs nationwide for quick access to cash wherever you may be

search any Branch or ATM location

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

Free Online & Mobile Banking

  • Check balances, make transfers, pay bills
  • Make deposits from your mobile phone
  • Text banking and account alerts
  • Free iPhone, iPad and Android apps
  • E-statements and more

(Note: some services require social security number to activate.)

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

 

 

 FINANCIAL EDUCATION

Free Financial Seminars

** COMING SOON **

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

Free Online Financial Wellness Center

All information as of April 1, 2016 and subject to change without notice. Certain restrictions may apply

 

 

All rates and programs as of April 1, 2016 and subject to change without notice.                   

 

 

 

 

Introduction into NIHFCU
           

About the NIHFCU
As the nation’s largest credit union serving the biomedical industry, we deliver affordable loans and banking solutions that save both time and money.

                                                    

Become a Member            
Fellows in DC, MD, NC, VA or WV, can bank with us and join the thousands of your professional colleagues who are already saving time and money.            

                                                 

Request an appointment.

Fill out our e-form and an NIHFCU representative will respond with guidance for all your needs.

 

Or, for immediate support, stop by any NIHFCU branch or call 800.877.6440.