||Enhanced checking convenience for people who often rely on the convenience of ATMs. Save money with unlimited fee rebates on any ATM in the world.
|How To Apply
||Have an NIHFCU share account so that you are eligible to open a checking account. Visit any branch to submit your Checking Account Application or mail it. Questions? Call us.
Switching from another checking provider? Our switch kit, makes it easy.
|Use any ATM in the world absolutely FREE
||Get cash at any ATM worldwide and receive a rebate on any fees incurred.1
||Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies. Learn more.
- Online Banking: Check balances, transfer funds, pay bills online; receive balance alerts and notifications in real time, any time.
- Check View: View digital copies of cleared checks online.
- e-Statements: Get your monthly statement delivered electronically.
- FinanceWorks: your personal money management assistant.
||Call NIHFCU's Automated Phone Banking System 301.838.0644 | 800.900.0644
|VISA® Platinum Debit Rewards Card
||Make purchases from your checking account without having to write a check, anywhere VISA® is welcome. Earn points redeemable for over 6 million reward options. Learn more.
||Opt-in to special offers from popular retailers and earn cash deposited into your NIHFCU checking account. Learn more.
||Have money wired into or out of your NIHFCU account from another institution – domestic or international.
||More than 4,000+ shared branches nationwide and 30,000 surcharge-free ATM's nationwide - it's like having an NIHFCU branch everywhere you go.
||Avoid a nominal fee for this service.
||Receive one complimentary box of standard checks every 6 months.
||Convenience for your traveling needs.
|Bonus rates on certificates
||Receive an additional .25% on the APY of your Certificate with direct deposit of $1,000 or more into a qualified account. Ask for details.
|Overdraft Protection availability
||You can sign up for overdraft protection transfers from your share account (up to 6 per month allowed), or apply for a credit line that can be used for overdraft protection. Please speak with an NIHFCU representative for more information on other overdraft protection that may be available. Learn more.
| Verified by VISA
||Protects your NIHFCU Debit Rewards card against unauthorized use when you shop online at participating retailers. View the FAQ.
|MONTHLY SERVICE FEE
||Free with $25,000 in combined average daily NIHFCU savings.2 OR
Free with Direct Deposit of full net paycheck or other recurring monthly income plus $10,000 in combined average daily NIHFCU savings balances.3 OR
$20 monthly service fee.