Holiday Loan
Enjoy the holidays with a little less stress.
Make ends meet for your holiday-related expenses
Our Holiday Loan is a better alternative to high-rate bank and store credit cards, helping you enjoy the season with less worry.
Holiday Loan – Features & Benefits
Whether you need extra cash for your holiday shopping list, travel, entertainment or more, the NIHFCU is here to help.
- Great Low rates
- Loan amounts from $500-$3,000
- Flexible terms available to help you manage your budget
This loan is available from November 1 – December. 31 only.

Today’s Rate
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Loan Type |
Annual Percentage Rate (APR)* |
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All rates, fees, and terms as of 01/20/2026 and subject to change without notice. Restrictions may apply. Terms of 6 – 36 months available. * For highly qualified applicants. Final rates & terms for approved applications depend on credit and payment history, payment method, and other factors that may be lawfully considered. Payment example: Loan of $1,000.00 at a rate of 7.49% APR for 24 months would have monthly payments of $45.00. Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account. |
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Loan Type Holiday Loan |
Annual Percentage Rate (APR)* As low as 7.49% |