The nation's largest credit union serving the biomedical industry.
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Finally, a credit card you can bond with.

Get 0% APR for 12 months on purchases and balances transfers when you apply by 12/31/16! After intro period, variable APRs between 7.99-16.99% based on creditworthiness (offer excludes secured card).

New Credit Card App Now Available:      

Visa Platinum

Exceptional value with our lowest variable rates and no annual fee

  • Save on interest with our lowest rate card
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 7.99%-16.99%*

Pricing & Terms

Visa Signature Cash Rewards

Everyday cash rewards with no annual fee*

  • Get 3% cash back on gas, 2% at grocery stores and 1% on every other purchase*
  • Redeem for cash, travel, gift cards, merchandise or donate to the NIH Charities
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 10.99%-15.99%*

Pricing & Terms

Visa Signature Travel Rewards

Travel rewards with no annual fee*

  • Get 2 points for every $1 you spend on travel and dining and 1 point for every $1 on all other purchases
  • Redeem for travel (a continental US round-trip airline ticket starts at just $25,000 points). Or, use for cash back, gift cards merchandise or donate to the NIH Charities
  • No annual fee*
  • No foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 12.99%-14.99%*

Pricing & Terms

Visa Platinum Secured

Starting out or starting over? Take charge of your credit.

  • Build or rebuild credit
  • Standard fixed rate
  • No annual fee*
  • 1% foreign transaction fee*
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8.99% APR

Pricing & Terms

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Secure Chip Technology

Your new NIHFCU Visa® credit card comes with a small chip for big protection.

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Business Rewards

Are you a self-employed entrepreneur, medical practice or small business owner? Our Business Rewards card is for you! Apply Now

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*APR=Annual Percentage Rate. Variable APRs between 7.99%--16.99% depending on creditworthiness. Complete Credit Card disclosures available HERE. Special introductory APR offer available through December 31, 2016. All new applications are subject to terms, conditions and credit approval. A balance transfer fee equating to the greater of 2% or $10 applies. All information as of June 6, 2016 and subject to change. Complete Rewards Terms available HERE.

All information as of June 6, 2016 and subject to change. Complete Rewards Terms available HERE.