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Get 0% intro APR for 12 months on purchases and balance transfers when you apply by 9/30/18! After intro period, variable APRs between 9.74 -18.00% based on creditworthiness (offer excludes secured card).


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Visa Platinum

Exceptional value with our lowest variable rates and no annual fee

  • Save on interest with our lowest rate card
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 9.74%-18.00%*

Pricing & Terms

Visa Signature Cash Rewards

Everyday cash rewards with no annual fee*

  • Get 3% cash back on gas, 2% at grocery stores and 1% on every other purchase*
  • Redeem for cash, travel, gift cards, merchandise or donate to the NIH Charities
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 12.74%-17.74%*

Pricing & Terms

Visa Signature Travel Rewards

Travel rewards with no annual fee*

  • Get 2 points for every $1 you spend on travel and dining and 1 point for every $1 on all other purchases
  • Redeem for travel (a continental US round-trip airline ticket starts at just 25,000 points). Or, use for cash back, gift cards merchandise or donate to the NIH Charities
  • No annual fee*
  • No foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 14.74%-16.74%*

Pricing & Terms

Visa Platinum Secured

platinum secured card

Starting out or starting over? Take charge of your credit.

  • Great way to build or rebuild your credit profile
  • No annual fee*
  • 1% foreign transaction fee*
Apply Now Learn More

Variable 10.74% APR

Pricing & Terms

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Secure Chip Technology

Your new NIHFCU Visa® credit card comes with a small chip for big protection.

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Business Rewards

Are you a self-employed entrepreneur, medical practice or small business owner? Our Business Rewards card is for you! Apply Now

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*APR=Annual Percentage Rate. Variable APRs between 9.74%--18.00% depending on creditworthiness. See above Important Terms for complete credit card disclosures. Special introductory APR offer available through 9/30/2018. All new applications are subject to terms, conditions and credit approval. A balance transfer fee equating to the greater of 2% or $10 applies. All information as of July 5, 2018 and subject to change.