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All the Elements of the Perfect Credit Card

Get 0% APR for 12 months on purchases and balances transfers when you apply by 06/15/16! After intro period, variable APRs between 7.99-16.99% based on creditworthiness (offer excludes secured card).

New Credit Card App Now Available:      

Visa Platinum

Exceptional value with our lowest variable rates and no annual fee

  • Save on interest with our lowest rate card
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 7.99%-16.99%*

Pricing & Terms

Visa Signature Cash Rewards

Everyday cash rewards with no annual fee*

  • Get 3% cash back on gas, 2% at grocery stores and 1% on every other purchase*
  • Redeem for cash, travel, gift cards, merchandise or donate to the NIH Charities
  • No annual fee*
  • 1% foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 10.99%-15.99%*

Pricing & Terms

Visa Signature Travel Rewards

Travel rewards with no annual fee*

  • Get 2 points for every $1 you spend on travel and dining and 1 point for every $1 on all other purchases
  • Redeem for travel (a continental US round-trip airline ticket starts at just $25,000 points). Or, use for cash back, gift cards merchandise or donate to the NIH Charities
  • No annual fee*
  • No foreign transaction fee*
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0% intro APR for 12 months on purchases and balance transfers, then variable APR between 12.99%-14.99%*

Pricing & Terms

Visa Platinum Secured

Starting out or starting over? Take charge of your credit.

  • Build or rebuild credit
  • Standard fixed rate
  • No annual fee*
  • 1% foreign transaction fee*
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8.99% APR

Pricing & Terms

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Secure Chip Technology

Your new NIHFCU Visa® credit card comes with a small chip for big protection.

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Business Rewards

Are you a self-employed entrepreneur, medical practice or small business owner? Our Business Rewards card is for you! Apply Now

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*APR=Annual Percentage Rate. Variable APRs between 7.99%--16.99% depending on creditworthiness. Complete Credit Card disclosures available HERE. Special introductory APR offer available through June 15, 2016. All new applications are subject to terms, conditions and credit approval. A balance transfer fee equating to the greater of 2% or $10 applies. All information as of October 26, 2015 and subject to change. Complete Rewards Terms available HERE.