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Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest.  Whatever your needs, we have a credit card that’s right for you!

NIHFCU membership is not required to qualify for an NIHFCU Visa® card.

Existing cardholder? Manage your account online and redeem rewards points.

Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase

 
Apply Now or call 800.877.6440

Visa® Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase

 
Apply Now or call 800.877.6440

Visa® Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

 
Apply Now or call 800.877.6440

Visa® College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

 
Apply Now or call 800.877.6440

Visa® Secured Card

  • Improve your credit3
  • Low annual fee
  • Flexible credit lines based on a deposit ranging from $300 to $5,000

 
Apply Now or call 800.877.6440
For Visa® Business Credit Cards, click here.

Existing cardholder? Click here to manage your account and redeem rewards points.


1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history