The nation's largest credit union serving the biomedical industry.
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REVIEW SNAPSHOT®

by PowerReviews
 
4.5

(based on 36 reviews)

Ratings Distribution

  • 5 Stars

     

    (23)

  • 4 Stars

     

    (10)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (1)

97%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
    • Credit Union Member Since:
    • 2015 (9), 2001 (5), 2009 (3), 2016 (3)

Most Liked Positive Review

 

It deserves a five star

I was new to US and as everyone knows its very difficult to get a credit card when you don't have a credit history. Application for the card for NIHFCU was completely hassle free...Read complete review

I was new to US and as everyone knows its very difficult to get a credit card when you don't have a credit history. Application for the card for NIHFCU was completely hassle free and the employees at the branch are really knowledgeable and helpful. This was my first credit card and now I think i took a really good decision. I had never faced any issues with my transactions and bill payments and its consistently helping in building my credit history. There are obviously many great benefits of this and and I don't want to into the indepth analysis of those but it definitely is more secure baking. The additional offers from time to time makes it even more attractive and money saving.

VS

Most Liked Negative Review

 

NIH Credit Card

After using the new credit card from the NIHFCU it was canceled because my personal information in their database was compromised. The new credit card has not arrived after one month and two attempts....Read complete review

After using the new credit card from the NIHFCU it was canceled because my personal information in their database was compromised. The new credit card has not arrived after one month and two attempts. This issue appeared as account cancelled/lost or stolen on my credit report affecting the overall score. Current status: no credit card, still balance, and decreased credit score. Credit card and customer service from NIHFCU is not recommendable.

Reviewed by 36 customers

Displaying reviews 1-10

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(1 of 1 customers found this review helpful)

 
5.0

Again and Again NIHFCU is my answer.

By RN

from MD

Yes NIHFCU is the best. My God there rate is good and there respond is perfect. My direction now is NIHFCU

  • Credit Union Member Since:
  • 2015
  • Occupation:
  • NURSE

(1 of 1 customers found this review helpful)

 
4.0

As good as a credit card could be

By Samson

from Rockville, MD

No problems. Easy to use with online bill paying.

  • Credit Union Member Since:
  • 2016

(1 of 1 customers found this review helpful)

 
5.0

Good promotion

By Debtphree

from Michigan

I was able to handle some unexpected debt.

  • Credit Union Member Since:
  • 1995

(1 of 1 customers found this review helpful)

 
4.0

Great Card!

By RM

from Washington, DC

Great!

  • Credit Union Member Since:
  • 2009

(1 of 1 customers found this review helpful)

 
5.0

Great product

By NJ

from Maryland

I was very pleased with the process of acquiring this credit card.

  • Credit Union Member Since:
  • 2012

(1 of 1 customers found this review helpful)

 
5.0

I would love top buy this product again

By su

from Bethesda MD

I have used this card for all my shopping and it has never given me a problem.

  • Credit Union Member Since:
  • 2015
  • Occupation:
  • Researcher

(1 of 1 customers found this review helpful)

 
4.0

over all

By n/a

from Nih , Bethesda MD

Good customer service.

(1 of 1 customers found this review helpful)

 
5.0

Easy Balance Transfer

By Holly

from Bethesda, MD

I wanted to take advantage of the promotional interest rate and balance transfer perks and this card does not disappoint! The process to rollover an existing account balance from another credit card was seamless and I will be able to pay it off much faster now. After the promotional 0% interest ends, my purchasing new rate is the best I will have ever had.

  • Credit Union Member Since:
  • 2015
  • Occupation:
  • Librarian

(1 of 1 customers found this review helpful)

 
4.0

Good customer service

By twinbrook

from Fishers Lane

I have been a member for over 10 years and have always had excellent customer service. Although recently, the level of customer service at my local Branch has been a little unpredictable. I use a number of the NIHFCU products - car loan, personal loan, Visa card and have no complaints about any of them.

  • Credit Union Member Since:
  • 2001
  • Occupation:
  • Biologist

(1 of 1 customers found this review helpful)

 
5.0

I would recommend Visa Platinum to everybody

By Sarah

from Maryland

I use Visa Platinum on a daily basis. It is very convenient and easy to use.

  • Credit Union Member Since:
  • 2014

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*APR=Annual Percentage Rate. Variable APRs between 7.99%--16.99% depending on creditworthiness. See above Important Terms for complete credit card disclosures. Special introductory APR offer available through September 20, 2016. All new applications are subject to terms, conditions and credit approval. A balance transfer fee equating to the greater of 2% or $10 applies. All information as of June 6, 2016 and subject to change.