*Annual Percentage Rates (APRs) and subject to change without notice. The lowest APRs shown are those available to borrowers with excellent credit and include a rate discount of 0.50% for automatic payment from an NIHFCU account or other lending institution. If automatic payment ceases before the loan is paid in full, the rate will increase by 0.50%. Maximum discount on base rate is 0.50%. Certain restrictions may apply. 4.49% APR for up to 36 months available on new motorcycles. Payment example: Loan amount of $20,000 at a rate of 4.49% APR for 36 months would have a monthly payment of $595.00.
1 A 90-day deferral of the first payment is an option available on all Motorcycle loans. Deferring a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the deferred payments. The 90-day deferral program is subject to change at any time; restrictions apply.
2 Skipping a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the payment skipped. The NIHFCU loan skip-a-pay program is subject to change at any time; restrictions apply. Complete the Payment Vacation form to enroll.
3 New Motorcycle loan-to-value (LTV) is based upon the MSRP and is defined as a Motorcycle that has not been titled. Used Motorcycle LTV is based upon NADA retail value.