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All rates include a 0.25% discount for autopay.
  0-36 months
*APR as low as
37-48 months
*APR as low as
49-60 months
*APR as low as
61-72 months
*APR as low as
73-84 months
*APR as low As
New Motorcycle 5.74% 5.99% 6.24% 6.49% 6.74%
Used Motorcycle:
2007 or newer model year
6.24% 6.49% 6.74% 6.99% 7.24%

*Annual Percentage Rates (APRs) as of 4/18/18 and subject to change without notice. The lowest APRs shown are those available to borrowers with excellent credit and include a rate discount of 0.25% for automatic payment from an NIHFCU account or other lending institution. If automatic payment ceases before the loan is paid in full, the rate will increase by 0.25%.  Maximum discount on base rate is 0.25%. Certain restrictions may apply. 5.74% APR for up to 36 months available on new motorcycles. Payment example: Loan amount of $20,000 at a rate of 5.74% APR for 36 months would have a monthly payment of $606.09.

An approved applicant's base rate will depend on credit history, loan amount, vehicle age and payment schedule selected.

Apply Now or call 855.852.4748

Other Information
  • A 90-day deferral of the first payment is an option available on all Motorcycle loans.
  • New Motorcycle is classified as the Title has not been recorded and 2,000 or less miles.
  • NIHFCU does not finance vehicles with more than 100,000 odometer miles, or salvage, gray market, lemon law buyback or other branded title vehicles.
  • Final assigned rate will depend on factors indicated above and other factors NIHFCU may lawfully consider. Actual rates will be disclosed to approved applicants in writing prior to funding.
  • The minimum loan amount for up to 84 months is $15,000.
  • NIHFCU to NIHFCU loan refinance will be assessed a $250.00 refinance fee if the new loan terms have a lower APR.

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Email: ConsumerLoans@nihfcu.org