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Covid-19 notice

Impacted by COVID-19? We have steps to ensure access to the services and support you may need for your student loan account.

  •  Anytime Access – University Accounting Service (UAS) is your loan servicer, providing 24/7 access to view your loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

  • Personalized Support – If you have questions regarding your student loan or and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with an agent.

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Refinance existing loans

<<Special Student Loan Refinance Offers>>

Refinance your student loans with us and enjoy no payments and no interest for 3 months and get $250! 

  • Enjoy no payments and no interest for 3 months4

    • To qualify, the loan application must be started between 12/1/2021 and 3/1/2022 and the selected repayment term must be 10 years or less

  • Get a special $250 bonus5

    • To qualify, the loan application must be started between 12/1/2021 and 12/31/2021

Click here for more details.

 

Our student loan refinance programs are designed to help post-graduates ease the burden of repaying their education debt.  Each of our programs feature these standard benefits:

  • Variable and fixed options available

  • Great low rates

  • Refinancing of private and federal student loans

  • Payment terms of 5-15 years

  • No origination or prepayment fees

MEDICAL DOCTORS AND DENTISTS

Offers practicing specialists the opportunity to further ease the burden of existing medical school debt. Enjoy the standard benefits above, PLUS:

  • Rates as low as 2.00% APR1, 2. Visit our rates page for more details

  • Limits up to $250,000

NON-MEDICAL

A great way for non-medical post-graduates to repay the education debt for less! Enjoy the standard benefits above, PLUS:

  • Rates as low as 2.25% APR1. Visit our rates page more details

  • Limits up to $125,000

 

>> Request a no obligation student loan check-up or go here to schedule a one-on-one phone consultation.

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Resources for students, parents and professionals

Tools and resources designed to help you make an informed decision about student loan debt through our partner Student Choice.

Student Loan check-ups – no-obligation consultations with a student loan counselor to support your education financing questions and needs.

Webinars – live or recorded webinars on a range of topics such as FAFSA, scholarships, college prep, financial aid and more.

Loan Calculator – use our tool to calculate estimated savings by consolidating your high-rate student loans.

FAQs – We’ve assembled a list of common inquires pertaining to undergrad, graduate and student loan refinancing.

Guide to Refinancing Your Student Loans – Download our free Guide to Refinance white paper and get started paying off your student loans sooner.

 

Financial wellness begins and ends with the facts. Here’s what you need to know!
1 Annual Percentage Rates (APRs) as of  4/01/2020 and subject to change without notice. The lowest APR shown is available to borrowers with excellent credit. Certain restrictions may apply.
2 Eligible specialties include: Allergist/Immunologist, Anesthesiologist, Cardiologist, Critical Care Intensivist, Dentist, Dermatologist, Doctor of Osteopathy, Emergency Physician, Endocrinologist, Family Medical Doctor, Gastroenterologist, General Surgeon, Gerontologist, Internal Medicine, Nephrologist, Neurologist, OBGYN, Occupational Medicine, Oncologist, Ophthalmologist, Orthopedics, Otolaryngologist, Otorhinolaryngologist, Pathologist, Pediatrician, Pediatric Surgeon, Podiatrist, Psychiatrist, Pulmonologist, Radiologist, Rheumatologist, Surgeon, Urologist.
3 Subject to qualification and annual review. Students must also meet the school’s Satisfactory Progress (SAP) requirements.
4 To qualify, the loan application must be started between 12/1/2021 and 3/1/2022 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.
5 To qualify, the loan application must be started between 12/1/2021 and 12/31/2021. Up on approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $250. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.