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As a result of the recent Federal Government shutdown, we recognize that many individuals may be experiencing a temporary financial hardship due to a disruption in pay. To support our members who are impacted, the NIHFCU is offering a Special Assistance for Federal Employees (S.A.F.E.) program. All Federal Government employees that experienced a disruption in pay are eligible.1

S.A.F.E. Closed-End Loan2

  • Borrow up to $10,000 for 24 months

  • 0% APR for the first 60 days

  • Then, rates as low as 5.24% APR2 for the balance of the loan term


How to Apply

For the fastest response, we strongly urge all S.A.F.E. Loan applicants to use our online application.3 However, applicants can also visit any NIHFCU branch or call us at 800-877-6440. Please have the following items available (including co-applicant information4 if applicable) when applying for SAFE.

  • Loan amount requested ($500 – $10,000)

  • Two most recent paystubs

  • An official Federal Government furlough notification and documentation verifying you are a current Federal Government employee.

  • Other items as needed


Not yet an NIHFCU member? For a loan to be disbursed, you must first become an NIHFCU member. Learn more about becoming a member.