About Us
People Helping People. Our legacy since 1940.
From Small Beginnings to Big Impact
NIHFCU – a Newsweek Best Credit Union in the USA for 2026
We’re among the nation’s best and 1 of just 4 operating in Maryland to be recognized.
NIH Federal Credit Union through the decades!
1940
On Jan. 11, NIHFCU opens in NIH Bld. 1 with 9 members and $75. By June, it had 301 members, an income of $83.49, and a net profit of $0.84!
1950’s
The ’50s started with less than 1,000 members and $250K in assets. The decade ended with over 5,000 members and $1.3 million in assets.
1960’s
Our 10,000th member joins NIHFCU. NIHFCU expands hours to 5 days a week, and introduces tuition loans up to $10K.
1970’s
Modern technology (for the time) allows NIHFCU to do transactions in seconds. By our 35th year, NIHFCU is in the top 50 of over 25,000 credit unions nationwide.
1980’s
A runaway tractor makes a visit to an NIHFCU branch. NIHFCU opens branches in local hospitals and ends the decade with almost $96 million in assets and over 22,000 members.
1990’s
Two of NIHFCU’s original members celebrate our 50th anniversary. NIHFCU expands branches in NIH facilities, debuts its debit card, online banking, and bill pay services.
2000’s
NIHFCU opens its current NIH Clinical Center and Rockville Metro Plaza locations. It also debuts text banking and its online mortgage system.
2010’s
NIHFCU becomes an SBA lender, reaches ½ billion in assets, and debuts its smartphone apps, mobile deposit, and paperless branches in Wash. DC, NCI, and NIAID.
2020’s
NIHFCU expands into Silver Spring, exceeds $800 million in assets, introduces interactive teller machines and other leading technologies.
Vision, Mission, and Values
VISION
To be the preferred provider of financial services for members of the biomedical and healthcare communities and their families.
MISSION
To provide our members with exceptional service, financial advice, and banking solutions that exceed expectations and enhance their lives.
Our Core Values – STRIVE
Service: Focusing on the needs of our members, employees, and volunteers.
Teamwork: Working together to achieve common goals and purpose.
Respect: Performing responsibilities at the highest level of professional, by being honest and candid.
Value Diversity: Supporting an environment where every employee and member is respected and valued.
Empowerment: Enabling employees to take initiative and give their best.
Leadership
As a not-for-profit cooperative, the NIHFCU is owned and operated by its members. Each member has one share of ownership and one equal vote in our annual Board election.
Each year, members vote on the Board of Directors, a volunteer group of NIHFCU members responsible for the strategic direction of the credit union, including developing goals and establishing policy.
You can contact the Board at board@nihfcu.org.
For your security, please do not include sensitive financial information such as your member number or social security number.
This committee ensures the integrity and financial strength of NIHFCU, as well as maintaining the highest level of service to our membership.
- Should you have concerns or comments, please email nihfcu@nihfcu.org for the quickest response.
- However, if you are not satisfied with the outcome, you can contact the committee at supervisorycommittee@nihfcu.org or P.O. Box 1482, Rockville, MD 20850.
For your security, please do not include sensitive financial information such as your member number or social security number.
Rick Wieczorek, with over 30 years of credit union industry experience, has served as President and CEO of the NIHFCU since 2014.
- You can reach him at CEO@nihfcu.org
For general account inquiries and fastest support, please email nihfcu@nihfcu.org or call us at 800-877-6440
For your security, please do not include sensitive financial information such as your member number or social security number.