More Digital Services
More Digital Banking Convenience
With digital banking, you can do virtually anything you could do at a branch – and at any time.
Click below to learn more. For a full list, check out our digital banking page.
Mobile Deposit
Save time by snapping photos of checks and deposit into your NIHFCU account on your mobile device.1
- Make deposits of up to $5,000 per day
- Receive email when deposit is received and transaction is completed
- View your mobile deposit history directly within our mobile app
In our app, select “Check Deposit” and follow the prompts to get started. Watch video
Important: When depositing, you must include “For NIHFCU Mobile Deposit Only” directly under your signature. Checks will not be processed without this content.

Alerts & Notifications
Stay on top of the account information most important to you with personalized alerts from NIHFCU.
- Choose to receive email, text 2 or push notification.
- Select from over 20 alerts and notifications to remain informed on your accounts
In our app or online banking, click “Manage Accounts” and then “Account Alerts” and follow the easy prompts to set-up or change your selections.

Card Controls & Management
Fast and easy Do-it-Yourself tool to manage usage and access to your NIHFCU credit and debit cards
- Instantly block your card for any reason, such as loss or theft
- Set individual & monthly limits to control spending
- Get email or texts to verify transactions on amount, origin, or type
- Request a replacement for a lost or stolen card *
- Notify us of travel plans to avoid card disruption *
- and more
On our app or in online banking, choose “Manage accounts”, then “Card Alerts & Controls” and follow the easy prompts.
*available for credit cards only.

Account Transfers
Transferring money has never been easier. In online banking and mobile app, you can make quick, uncomplicated one-time transfers, or schedule recurring transfers.3
- Move money between your NIHFCU accounts (watch video)
- Move money to and from other financial institutions 1 (watch video)
- Transfer money to other NIHFCU member accounts (watch video)
- Send money to individuals you trust using Zelle

Budget & Expense Tracking
Set up goals to help you save for a special purchase or to reach your other savings goals. (Watch video)
- Break down your financial objectives into manageable goals
- Set clear milestones, and monitor your progress
- Assist with avoiding temptations and keep your goals on track
Effortlessly observe and visualize your spending patterns and recurring expenses. (watch video)
- Easy-to-use charts and graphs to help you make informed money decisions.
- Get a 12-month overview to see your expense trends
- Category and expense tracking so you can understand your money outflow

Account Aggregation
For a holistic view of your entire financial picture, set up your NIHFCU online banking experience to display all your banking relationships, even those at other financial institutions.
- In one view, stay in touch with all your accounts to support effective money management
- Checking and savings accounts
- Bank and retail credit card accounts
- Loan accounts from other Lenders
- Brokerage accounts
Log in to online banking, then “Add and View External Accounts,” and follow the easy prompts.

View All Your NIHFCU Balances
Stay in touch with your money at any time!
- Get an immediate real-time look at all your NIHFCU deposit and loan balances.
- Click on each deposit account to get a history of transactions and other account details.
- Click on any of your loans to get a similar history and to make payments!

Bill Pay
We know your time is precious, and nobody likes paying bills.
With NIHFCU’s Bill Pay service, you will enjoy the convenience and speed of making and managing your payments 24/7 directly from any desktop or mobile device.
- Schedule one-time or recurring payments
- View your payment history
- Send expedited payments 4
- Review pending payments

Link your accounting software to your accounts
Our system can synchronize your NIHFCU account transactions with supported accounting software, providing you with a real-time view of your accounts and transactions.5 Download your account information, and import it into any personal financial management or accounting software program in the following formats:
- QuickBooks (QBO)
- Open Financial Exchange (OFX)
- Quicken WebConnect (QFX)
- Comma-Separated Variables (CSV)
To create a connection to your supported accounting software, please refer to the software provider’s documentation or website and follow the instructions provided. And, yes, you can also set up Mint account with NIHFCU.

Disclosures
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1)
NIHFCU provides Mobile Deposit at no cost to qualified members. Qualified members are required to have an established deposit account older than 30 days, and the account must be in good standing without significant 30-day non-sufficient funds (NSF) activity. Eligibility is determined on a daily basis. Mobile carrier data or usage fees may apply. Please contact your mobile carrier for more details.
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2)
Message and data charges from your wireless carrier and text messaging fees may apply.
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3)
External accounts are subject to ownership verification. Members must be at least 18 years old, enrolled in online banking, and maintain an NIHFCU checking account in order to make external account transfers.
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4)
An expedited payment is a next-day payment, and additional fees apply. If an expedited payment is scheduled before the cutoff time, we will be able to deliver the payment to your payee the following business day. Expedited payments are only available for payees who support this service. </sup>
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5)
Please note that the specific steps required to connect your NIHFCU accounts to a third-party software provider may vary from the instructions provided above, depending on the version of the software you are using. It is always a good idea to refer to the official support documentation for the software you are trying to connect to for the most up-to-date instructions.
Quicken, Quickbooks, and Mint, the Quicken logo and Quickbooks logo are all registered trademarks of Intuit Inc. NIHFCU has no direct affiliation with Quicken, Quickbooks, Mint or Intuit Inc.