Business Loans
Smart solutions for your business financing needs.
Lending to small & mid-sized businesses and practices, nationwide!
As an agile, not-for-profit lender, we combine better rates and lower fees with the speed, personalized attention, and flexibility larger lenders cannot match.
A+ Team for Every Client
Great Rates & Low Fees
Fast & Personal Service
Authorized SBA Lender
NIHFCU Business Lending by the Numbers
Ready, willing, and able to meet your business financing needs.
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Average Experience of our Lending Team Member20.2 years
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Commercial Loans Funded by NIHFCU since 2020$120+ mill.
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WBJ Fastest Growing CU Business Loan Portfolio in Greater DC RegionRank: #1
Commercial Real Estate Loans
Features & Benefits
Our Commercial Real Estate Loans can help you purchase or refinance an owner-occupied or investment property with exceptional benefits: *
- Loans up to $5,000,000
- Great low rates
- Amortization up to 30 years
- Never any prepayment penalties
* For more details on NIHFCU residential mortgages, go here.
Small Business Administration (SBA) Loans
Features & Benefits
SBA loans can help start a new business, as well as purchase or refinance owner-occupied real estate *, business equipment, and more.
- Loan amounts from $100,000 – $5,000,000
- Terms up to 25 years
- Fully amortized loans
- Low down payment requirements
- No prepayment penalties on loans of 15 years or less
* For more details on NIHFCU residential mortgages, go here.
Working Capital Lines of Credit & Term Loans
Features & Benefits
Access funds to help with liquidity and cash flow management of your existing business. At NIHFCU, we offer:
- Loan amounts from $100,000 – $500,000
- Various and convenient options
- Never any prepayment penalties
- No annual rest period requirement
Expansion & Growth Loans
Features & Benefits
NIHFCU’s growth loans can assist with the expansion of your operation when it involves purchases other than real estate.
- Loan amounts from $100,000- $350,000
- Terms from 5 -10 years
- Fully amortized loans
- Never any prepayment penalties
Request a No-obligation Business Loan Consultation
Note: If you heard of our business loans on YouTube, TikTok, or another social channel, watch this short video before submitting.
I would not go anywhere else.
For a small Business, NIHFCU is the only place to go. I can’t say enough about my experiences. I have been pleased with how professional and helpful they are. I would not go anywhere else for my small business needs.
Michael G., DDS