Webinars & Events
Enhance your financial knowledge with NIHFCU
Free Learning Opportunities
NIHFCU is committed to helping enhance your financial knowledge and support informed decision-making. Join us and invite your friends and family, too.
Financial Wellness
Miércoles, Julio 22 @ 2:00pm - 3:00pm Oriental ESTE SEMINARIO WEB SE PRESENTE EN ESPAÑOL | THIS WEBINAR IS PRESENTED IN SPANISH
Un nuevo año escolar trae emoción y también gastos adicionales. Desde el primer día de la escuela primaria hasta la primer platica sobre la universidad, hay mucho que planificar. Acompáñenos a conocer consejos prácticos que le ayudarán a prepararse para el año que viene y afrontar gastos educativos inesperados con mayor confianza. Acompáñenos para aprender más sobre:
- Cómo prepararse financieramente para el próximo año escolar
- Consejos para ahorrar y planificar los gastos educativos inesperados
- Una visión general de cómo comenzar a prepararse para los costos universitarios
Wednesday, August 12 @ 2:00pm – 3:00pm Eastern
Open enrollment is an important time of year to make decisions that can impact your finances for the entire year, but understanding your options doesn’t have to feel overwhelming. Join GreenPath for an informative discussion about planning for open enrollment. This webinar will provide tips for budgeting and saving on enrollments and choosing the best plan for you. Join us to learn more about:
- How to align open enrollment decisions with your overall budget and financial goals
- Tips on saving on healthcare and other enrollment costs
- How you can start preparing your budget now before enrollment starts
Wednesday, September 30 @ 2:00pm – 3:00pm Eastern
The holiday season can bring joy, generosity, excitement—and financial stress. Why do some people love holiday shopping while others avoid it altogether? The answer often lies in our unique money personalities and money mindset.
In this engaging and relatable webinar, participants will explore how emotions, habits, values, and past experiences influence holiday spending decisions. Attendees will learn how to recognize their own financial tendencies, better understand others, and develop practical strategies for staying financially balanced during one of the most emotionally charged spending seasons of the year.
Whether you love holiday shopping or dread it, this webinar will provide thoughtful insights and realistic tools to help you approach the season with greater awareness, confidence, and intention. Join us to learn more about:
- Understanding money personalities
- The psychology behind holiday spending
- Creating a more balanced holiday season
Wednesday, October 14 @ 2:00pm – 3:00pm Eastern
The holiday season is filled with sales, limited-time offers, emotional advertising, and shopping pressure—but many of these experiences are intentionally designed to influence consumer behavior.
We’ll explore the behavioral economic tactics retailers use during holiday shopping and how consumers can recognize these strategies, avoid impulse spending, and make more intentional financial decisions both online and in stores. Join us to learn more about:
- How retailers use tactics like scarcity, urgency, anchoring, and emotional marketing
- The psychology behind impulse spending and holiday shopping pressure
- Practical strategies to shop more intentionally and protect your budget
Wealth Management
Wednesday, July 15 @ 6:00pm – 7:00pm Eastern
Regardless of how close or far away retirement is, chances are you have questions and could use someone at your side to help lead the way — especially with how Social Security works.
Start finding answers at our Social Security and Retirement seminar at no cost or obligation to you. We will walk through specifics about Social Security and help you understand:
- The rules for starting Social Security benefits
- How spouses coordinate their benefits
- Different things you can do to potentially increase your benefits
- Where Social Security fits into your retirement plans
GA-4769383.3-0225-0327 © TruStage
Wednesday, August 5 @ 6:00pm – 7:00pm Eastern
Medicare is a key part of planning your retirement journey. We’re here to help you understand the basics so you can make your choice with confidence. Attending this webinar is a great first step in this process. Join us to learn more about:
- Key differences between Medicare parts A, B, C and D
- Tips for choosing your coverage
- How to enroll in Medicare
- How to plan your retirement income with health care costs in mind
GA-6666807.1-0624-0726 © TruStage
Wednesday, August 26 @ 6:00pm – 7:00pm Eastern
Your exciting next chapter will start soon. Are you ready? You’ll encounter financial, lifestyle and emotional milestones along the way — but you’re not in this alone. We’ll work together to help you feel confident about your path to retirement. A great first step in this journey is to join us to learn more about:
- More confidently address the financial, lifestyle and emotional transitions to retirement
- Guard against risks and manage the inevitable ones
- Gauge when you’re ready for retirement
GA-4751587.3-0325-0427 © TruStage
Wednesday, September 16 @ 6:00pm – 7:00pm Eastern
We will help you get a better understanding of the different options available to you when you leave an employer and have an employer-based retirement savings plan account balance. Join us to learn more about:
- Four major options for retirement plan balances when changing jobs
- Pros and cons of each option
- How a rollover works
- And more
GA-5990973.2-0325-0427 © TruStage
On-Demand Webinars
Visit the GreenPath Financial Wellness recorded webinars page to watch videos on a wide range of financial education topics.
Visit the Student Lending Center to watch videos on a wide range of financing and refinancing topics.
Visit the Fraud & Security Hub to watch videos on a wide range of fraud, safety, and security topics.
Disclosures
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1)
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. NIH Federal Credit Union and NIHFCU Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using NIHFCU Wealth Advisors, and may also be employees of NIH Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, NIH Federal Credit Union or NIHFCU Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
- Not Insured by NCUA or Any other Government Agency
- Not Credit Union Guaranteed
- Not Credit Union Deposits or Obligations
- May Lose Value
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Financial Form CRS