Wealth Management
Plan today for a better tomorrow.
Managing Your Assets for a Bright Future
Planning for your future can be complex, requiring patience and attention.
NIHFCU Wealth Advisors puts your unique needs first, making your financial planning experience with us rewarding and satisfying.
Investment Strategies*
There’s never a better time to start saving than now. We have investment options to help you.
Individual Retirement Accounts
Tax-favored accounts to prepare for retirement, and may consist of stocks, mutual funds, bonds, annuities, or other investments.
Mutual Funds
Investments pooled with money from other investors into a portfolio of diversified and professionally managed securities.
Managed Accounts
Portfolios maintained by investment managers based on your objectives/preferences, such as income generation or growth.
Stocks and Bonds
A range of conservative to ultra-aggressive investments that can help diversify your portfolio, regardless of your investment profile.
Preparing for the Future
With a professionally managed portfolio, you can match your financial planning needs to an appropriate investment.
Saving Money for Retirement
Consistent savings over time, with the right long-term investments, can help your money’s growth to last through retirement.
Living in Retirement
The best retirement gets the most from your Social Security, and understanding your potential pension, 401(k), and IRA options.
Saving for College
With early planning for higher education costs, you can get ahead of tuition and fees, and reduce the need for student loans.
Insuring What You Have
You can help protect those you love with the right coverage for where you are in your life.
Life Insurance
Whether a whole or term life insurance policy is best for you, gain peace of mind knowing that those you love most will be taken care of.
Long-term Care
Guard your savings and assets in the long run so you can pay for care expenses that would otherwise come out of your pocket.
Annuities
Contracts with an insurance company that protect you against potentially outliving your assets. Numerous options that depend on your goals, level of risk, and income.
Request your complimentary, no obligation session
Work With Someone You Know and Trust
We have the expertise, tools, and options to collaborate with you on a financial plan that works for you.
Email us to today at WealthAdvisors@nihfcu.org or call Phone: 301-348-2034.
Daniel Campanelli
CFS CRPC, CFP® conferred by College for Financial Planning, Vice President – Wealth Management
CA Insurance License #: 4111171
Hassan Al Kadhimi
LPL Registered Sales Assistant
Disclosures
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*All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. NIH Federal Credit Union and NIHFCU Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using NIHFCU Wealth Advisors, and may also be employees of NIH Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, NIH Federal Credit Union or NIHFCU Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
- Not Insured by NCUA or Any other Government Agency
- Not Credit Union Guaranteed
- Not Credit Union Deposits or Obligations
- May Lose Value
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.